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John KurtzCharlotte · NC

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Morganton · Morganton, NC

3536 Nelson Lane

Morganton, NC · 1,080 sqft

$199,700

  • 3Beds
  • 2Baths
  • 1,080SqFt
  • 2004Year
  • 3Days on market

About this home

Private and move-in ready 3BR/2BA home situated on 1.2 wooded acres offering space, flexibility, and a peaceful setting just outside of town. This home features an open living area, large kitchen with abundant cabinet space, stainless range, ample countertop workspace, and a dedicated dining area perfect for everyday living.

The spacious primary suite includes a large ensuite bath with double vanity, garden tub, separate shower, and generous closet space. Fresh, clean interiors with updated flooring and neutral finishes make it easy for the next owner to move right in and make it their own.

Enjoy outdoor living with both front and side decks, ideal for relaxing, grilling, or entertaining while overlooking the wooded surroundings. The oversized lot offers additional parking, flexibility, and potential for future use.

Conveniently located just minutes from Drexel, Morganton, local schools, shopping, dining, and easy access to I-40 and Highway 70, this property offers both privacy and everyday convenience.

A great opportunity for primary living, rental investment, or a peaceful mountain-area getaway.

Property details

Beds
3
Baths
2
SqFt
1,080
Lot
Year built
2004
Type
Single Family
Days on market
3
Heating
Electric
Cooling
Central Air, Heat Pump
Foundation
Crawl Space

Features

  • Garden Tub
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,469/ month

Principal & interest
$1,236
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues

Down payment

$9,985 down · $189,715 financed

Income to qualify (28% rule)

~$62,991 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.