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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

3539 Spencer Street

Charlotte, NC · 1,845 sqft

$499,900

Reduced from $515,000

  • 3Beds
  • 2.5Baths
  • 1,845SqFt
  • 2015Year
  • 64Days on market

About this home

Charming townhome in the heart of vibrant NoDa! Built in 2015, this beautifully maintained home offers modern living just steps from the neighborhood’s beloved shops, restaurants, breweries and arts scene. Inside, you’ll find renovated wood floors, an open and inviting layout and a cozy living room featuring a fireplace with custom built-ins. The kitchen comes fully equipped with all appliances included, making for an easy move-in experience. The spacious primary suite features a private covered balcony, perfect for morning coffee or winding down in the evening. Tucked along a quaint street, this home offers a charming setting while still enjoying walkable access to everything that makes NoDa one of Charlotte’s most sought-after neighborhoods.

Property details

Beds
3
Baths
2.5
SqFt
1,845
Lot
Year built
2015
Type
Townhome
Days on market
64
Heating
Electric
Cooling
Ceiling Fan(s), Electric
Foundation
Slab
HOA dues
$370 / mo

Features

  • Built-in Features

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,049/ month

Principal & interest
$3,096
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues
$370

Down payment

$24,995 down · $474,905 financed

Income to qualify (28% rule)

~$173,538 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.