Charlotte · Charlotte, NC
3539 Spencer Street
Charlotte, NC · 1,845 sqft
$499,900
Reduced from $515,000
- 3Beds
- 2.5Baths
- 1,845SqFt
- 2015Year
- 64Days on market
About this home
Charming townhome in the heart of vibrant NoDa! Built in 2015, this beautifully maintained home offers modern living just steps from the neighborhood’s beloved shops, restaurants, breweries and arts scene. Inside, you’ll find renovated wood floors, an open and inviting layout and a cozy living room featuring a fireplace with custom built-ins. The kitchen comes fully equipped with all appliances included, making for an easy move-in experience. The spacious primary suite features a private covered balcony, perfect for morning coffee or winding down in the evening. Tucked along a quaint street, this home offers a charming setting while still enjoying walkable access to everything that makes NoDa one of Charlotte’s most sought-after neighborhoods.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,845
- Lot
- —
- Year built
- 2015
- Type
- Townhome
- Days on market
- 64
- Heating
- Electric
- Cooling
- Ceiling Fan(s), Electric
- Foundation
- Slab
- HOA dues
- $370 / mo
Features
- Built-in Features
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,049/ month
- Principal & interest
- $3,096
- Property tax (~1.05%)
- $437
- Homeowners insurance
- $145
- HOA dues
- $370
Down payment
$24,995 down · $474,905 financed
Income to qualify (28% rule)
~$173,538 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


