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John KurtzCharlotte · NC

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Sherrills Ford · Sherrills Ford, NC

3543 Lake Bluff Drive

Sherrills Ford, NC · 2,000 sqft

$440,000

Reduced from $460,000

  • 3Beds
  • 2.5Baths
  • 2,000SqFt
  • 2004Year
  • 163Days on market

About this home

Lake Norman access for under $450,000! Welcome to this charming home in The Retreat, one of Sherrills Ford's most desirable Lake Norman Communities. Residents enjoy lake access, a community boat launch, and a community dock - perfect for embracing the lake lifestyle. Boatslips are available for $350 annually through a lottery system, and 5 slips are currently still available for this year. This property sits on nearly 3/4 of an acre, offering privacy and a peaceful wooded backdrop. A spacious rear deck provides the ideal outdoor setting for relaxing, grilling, or entertaining. Inside, the home has been freshly painted and features a warm and inviting gas fireplace in the living area. The dining room includes hardwood floors, adding a touch of elegance to everyday living. The primary suite offers its own ensuite bath, while a secondary bedroom is enhanced by an attached bonus room, giving you the flexibility for a home office, playroom, fitness area, or guest space. This home combines generous indoor and outdoor living spaces with lake access amenities and the peaceful setting The Retreat is known for, making it an excellent opportunity for anyone seeking the Lake Norman lifestyle.

Property details

Beds
3
Baths
2.5
SqFt
2,000
Lot
Year built
2004
Type
Single Family
Days on market
163
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile, Vinyl, Wood
HOA dues
$325 / yr

Features

  • Cable Prewire
  • Garden Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,265/ month

Principal & interest
$2,725
Property tax (~1.05%)
$385
Homeowners insurance
$128
HOA dues
$27

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$139,948 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.