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John KurtzCharlotte · NC

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Matthews · Matthews, NC

3546 S Bank Court

Matthews, NC · 1,645 sqft

$474,000

Reduced from $489,000

  • 2Beds
  • 2Baths
  • 1,645SqFt
  • 2009Year
  • 177Days on market

About this home

LOCATION, LOCATION, LOCATION - FRESHLY PAINTED and MOVE IN READY!!!

This beautifully maintained 2-bed, 2-bath home sits quietly at the end of a Matthews cul-de-sac. The kitchen opens seamlessly into the family room, creating an inviting layout perfect for everyday living and entertaining. Enjoy the privacy of a separate guest suite and the convenience of a full laundry room complete with a sink.

The HOA truly covers it all—water/sewer, private trash and recycling, pool, clubhouse, gym, community lighting, landscaping, building insurance, exterior maintenance, roof, termite bond, roads, and infrastructure. Even better, you’ll save significantly on insurance since you only need a standard HO-6 contents policy.

Step outside and enjoy direct access to Colonel Francis Beatty Park for daily exercise, nature walks, and outdoor recreation. This is low-maintenance living in an unbeatable location.

Property details

Beds
2
Baths
2
SqFt
1,645
Lot
Year built
2009
Type
Condo
Days on market
177
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Tile, Vinyl, Wood
HOA dues
$451 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Open Floorplan
  • Pantry
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,939/ month

Principal & interest
$2,935
Property tax (~1.05%)
$414
Homeowners insurance
$138
HOA dues
$451

Down payment

$23,700 down · $450,300 financed

Income to qualify (28% rule)

~$168,840 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.