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John KurtzCharlotte · NC

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Fairview · Fairview, NC

36 Ivy Cove Road

Fairview, NC · 4,691 sqft

$749,000

Reduced from $775,000

  • 4Beds
  • 3.5Baths
  • 4,691SqFt
  • 2002Year
  • 50Days on market

About this home

RARE OPPORTUNITY TO ASSUME A 2.25% VA FIXED-RATE MORTGAGE SUBJECT TO LENDER APPROVAL. Set within a completely private, wooded setting in a desirable neighborhood, this beautiful 2-story home was designed to live with both intention and flexibility. A full second living quarters with a separate entrance, featuring its own kitchen, living room, and bedroom suite, offers a seamless solution for multi-generational living, extended stays, or income potential.

Spanning over 4,600 square feet, the home welcomes you with a charming wraparound covered porch that extends to the back, creating multiple places to relax and take in the surroundings, including winter mountain views. Inside, oversized windows bring in an abundance of natural light, highlighting a well-balanced layout with defined living areas, hardwood floors, and a stone fireplace that anchors the living room.

The kitchen has been fully renovated from top to bottom with upscale finishes, generous workspace, and an easy connection to the dining area and outdoor living. A full interior paint refresh and upgraded entry with an oversized glass door add to the clean, cohesive feel throughout.

The main-level garage has been thoughtfully converted into a large finished space, well-suited for a home gym, office, or recreation room. Upstairs, a bonus room adds even more flexibility for how the home lives day to day.

The primary suite offers a spacious layout with a beautifully updated ensuite bath, while additional bedrooms provide comfortable accommodations for family or guests.

Recent improvements also include a brand-new roof installed in 2026, an EV charging station, fiber internet, expanded parking, septic expansion, and professionally designed hardscaping with added exterior lighting.

Enjoy quick access to the Blue Ridge Parkway for endless outdoor adventure, all while being just a short drive to Fairview and the energy of downtown Asheville, where local dining, shopping, and culture come together. Garage doors shown in photos are digitally added for illustrative purposes only. The doors do not currently exist. THIS PROPERTY OFFERS THE CHANCE TO ASSUME A 2.25% VA FIXED-RATE MORTGAGE OF APPROXIMATELY $380,000 (NON-VETERANS WELCOME), OFFERING SIGNIFICANT SAVINGS COMPARED TO CURRENT MARKET RATES. BUYERS MAY COVER THE DIFFERENCE WITH CASH OR SECONDARY FINANCING, RESULTING IN A LOWER BLENDED RATE. SUBJECT TO LENDER APPROVAL.

Property details

Beds
4
Baths
3.5
SqFt
4,691
Lot
Year built
2002
Type
Single Family
Days on market
50
Garage
2
Style
Traditional
Heating
Ductless, Heat Pump
Cooling
Ceiling Fan(s), Ductless, Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Mountain(s), Winter
HOA dues
$240 / yr

Features

  • Breakfast Bar
  • Entrance Foyer
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,532/ month

Principal & interest
$4,638
Property tax (~1.05%)
$655
Homeowners insurance
$218
HOA dues
$20

Down payment

$37,450 down · $711,550 financed

Income to qualify (28% rule)

~$237,111 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.