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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

3601 Cross Winds Road

Charlotte, NC · 1,690 sqft

$354,900

Reduced from $359,900

  • 3Beds
  • 2Baths
  • 1,690SqFt
  • 1975Year
  • 13Days on market

About this home

Nestled in a convenient East Charlotte location, this well-maintained split-level home offers a functional layout, spacious living areas, and a beautiful backyard setting. Featuring 3 bedrooms and 2 full bathrooms, the upper level includes all three bedrooms along with a Jack-and-Jill bathroom connected to the primary bedroom. The main level offers a bright living room, kitchen, and dining area designed for everyday living and entertaining. Downstairs, the lower level features a cozy family room with a fireplace, a full bathroom, and a versatile bonus room ideal for a home office, guest space, fitness area, or additional flex space. Step outside to the side deck with direct access from the lower level, creating a great spot to relax or entertain. Enjoy year-round natural light from the sunroom overlooking the spacious backyard, offering plenty of room for outdoor enjoyment, gardening, or recreation. Additional updates include a new roof installed in 2025, new LVP flooring throughout, fresh paint and new appliances. Conveniently located near shopping, dining, parks, and major roadways, this home offers comfort, flexibility, and accessibility in one complete package.

Property details

Beds
3
Baths
2
SqFt
1,690
Lot
Year built
1975
Type
Single Family
Days on market
13
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,612/ month

Principal & interest
$2,198
Property tax (~1.05%)
$310
Homeowners insurance
$103
HOA dues

Down payment

$17,745 down · $337,155 financed

Income to qualify (28% rule)

~$111,945 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.