Monroe · Monroe, NC
3608 Pamlico Street
Monroe, NC · 2,164 sqft
$399,900
Reduced from $429,900
- 4Beds
- 3Baths
- 2,164SqFt
- 2025Year
- 108Days on market
About this home
Welcome Home to Riverstone in Monroe. Built in 2025 and meticulously maintained, this home offers the rare opportunity to enjoy like-new construction without the wait, the dust, or the punch list. From the moment you step through the front door, you’re greeted by an open, light-filled space where the kitchen, dining area, and living room naturally come together. The kitchen truly anchors the home, finished with quartz countertops, a classic tiled backsplash, under-cabinet lighting, and thoughtfully designed pull-out drawers that make everyday living just a little easier. A drop zone just off the garage entry keeps daily essentials organized. A main-level bedroom and full bath provide flexible space for guests or a home office. Upstairs, the spacious primary suite features a tray ceiling and two walk-in closets, offering both style and exceptional storage. The en-suite bath includes a tiled shower and dual sinks, creating a comfortable and well-designed private retreat. A loft offers additional living space, along with two secondary bedrooms, a full bath, and a convenient upstairs laundry room. Step outside to the fenced front yard - ideal for pets, little ones at play, or simply enjoying an evening breeze. Refrigerator, washer, and dryer remain, and a tankless water heater adds efficiency. Transferable builder warranties provide added peace of mind, offering the reassurance of newer construction with the benefit of a home that’s already been beautifully maintained. Riverstone’s planned amenities, including a pool, clubhouse, firepit, pickleball courts, playground, and dog park, are all within walking distance. And with internet and TV included in the HOA, convenience is built right in. A home built for everyday living, in a neighborhood where lifestyle and location truly come together.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,164
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 108
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $335 / qtr
Features
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,054/ month
- Principal & interest
- $2,476
- Property tax (~1.05%)
- $349
- Homeowners insurance
- $116
- HOA dues
- $111
Down payment
$19,995 down · $379,905 financed
Income to qualify (28% rule)
~$130,925 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.