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John KurtzCharlotte · NC

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Monroe · Monroe, NC

3608 Pamlico Street

Monroe, NC · 2,164 sqft

$399,900

Reduced from $429,900

  • 4Beds
  • 3Baths
  • 2,164SqFt
  • 2025Year
  • 108Days on market

About this home

Welcome Home to Riverstone in Monroe. Built in 2025 and meticulously maintained, this home offers the rare opportunity to enjoy like-new construction without the wait, the dust, or the punch list. From the moment you step through the front door, you’re greeted by an open, light-filled space where the kitchen, dining area, and living room naturally come together. The kitchen truly anchors the home, finished with quartz countertops, a classic tiled backsplash, under-cabinet lighting, and thoughtfully designed pull-out drawers that make everyday living just a little easier. A drop zone just off the garage entry keeps daily essentials organized. A main-level bedroom and full bath provide flexible space for guests or a home office. Upstairs, the spacious primary suite features a tray ceiling and two walk-in closets, offering both style and exceptional storage. The en-suite bath includes a tiled shower and dual sinks, creating a comfortable and well-designed private retreat. A loft offers additional living space, along with two secondary bedrooms, a full bath, and a convenient upstairs laundry room. Step outside to the fenced front yard - ideal for pets, little ones at play, or simply enjoying an evening breeze. Refrigerator, washer, and dryer remain, and a tankless water heater adds efficiency. Transferable builder warranties provide added peace of mind, offering the reassurance of newer construction with the benefit of a home that’s already been beautifully maintained. Riverstone’s planned amenities, including a pool, clubhouse, firepit, pickleball courts, playground, and dog park, are all within walking distance. And with internet and TV included in the HOA, convenience is built right in. A home built for everyday living, in a neighborhood where lifestyle and location truly come together.

Property details

Beds
4
Baths
3
SqFt
2,164
Lot
Year built
2025
Type
Single Family
Days on market
108
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$335 / qtr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,054/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$111

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$130,925 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.