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John KurtzCharlotte · NC

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Monroe · Monroe, NC

3612 Lake Twitty Drive

Monroe, NC · 5,908 sqft

$1,475,000

  • 4Beds
  • 4.5Baths
  • 5,908SqFt
  • 2018Year

About this home

Experience true waterfront living on Lake Twitty in this exceptional custom built home. Originally built as the builder’s personal residence, it reflects a level of craftsmanship, quality, and thoughtful design that’s hard to find. Tucked away on a private cul-de-sac acre with no HOA, this property blends timeless architecture with modern functionality, all centered around a relaxed lakefront lifestyle.

Beyond the water, the location offers the best of both worlds. With the Monroe Bypass nearby, you’re just 20 minutes to Matthews and only 30 minutes to Uptown Charlotte, making it easy to enjoy peaceful lake living without sacrificing convenience.

Inside, a grand foyer welcomes you with soaring cathedral ceilings, rich custom hardwood floors, and architectural details that carry throughout the home. The main level primary suite offers both comfort and convenience, while the chef’s kitchen stands out with its farmhouse inspired design, oversized island, induction cooktop, butler’s pantry, and a bright breakfast nook perfect for everyday living. A formal dining room and private office with rustic barn doors complete the main level, along with two cozy fireplaces, one in the family room and another in the office.

Upstairs, you’ll find three spacious bedrooms, a large bonus room, and two full baths, providing plenty of room for family and guests. The finished walk out basement adds over 2,000 square feet of versatile living space, including a second primary or in law suite with its own entrance, a large great room, media or bonus space, and an exercise room. Whether you’re hosting, entertaining, or creating your own retreat, this level offers endless possibilities.

Outdoor living truly shines here. From the welcoming rocking chair front porch to the covered deck and shaded patio overlooking the lake, every space is designed to be enjoyed. The private pier extends your living space right onto the water, perfect for kayaking, paddle boarding, fishing, or simply unwinding with sunset views.

Additional features like a 4 car garage, irrigation system, and ample storage add everyday practicality to this already impressive home.

This isn’t just a home, it’s a lakefront retreat where you can slow down, spread out, and enjoy the lifestyle you’ve been looking for.

Property details

Beds
4
Baths
4.5
SqFt
5,908
Lot
Year built
2018
Type
Single Family
Garage
4
Style
Transitional
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Water

Features

  • Attic Walk In
  • Breakfast Bar
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,855/ month

Principal & interest
$9,135
Property tax (~1.05%)
$1,290
Homeowners insurance
$430
HOA dues

Down payment

$73,750 down · $1,401,250 financed

Income to qualify (28% rule)

~$465,254 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.