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John KurtzCharlotte · NC

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Mills River · Mills River, NC

363 Samuel Drive

Mills River, NC · 3,074 sqft

$1,139,000

  • 3Beds
  • 2.5Baths
  • 3,074SqFt
  • 2021Year
  • 7Days on market

About this home

Experience refined one-level living in the gated community of Mills River Crossing, where luxury, comfort, and natural beauty come together seamlessly. Perfectly positioned on a prime perimeter lot, this home backs up to peaceful pastureland with horses and a distant mountain backdrop.

Inside, high ceilings and a soaring, natural limestone, Mendota direct-vent fireplace create a striking focal point in the spacious great room. The open-concept design flows effortlessly into the chef’s kitchen, which features granite countertops, premium KitchenAid appliances, and a generous island ideal for entertaining and everyday living. A spacious office or flex room offers the perfect space for working, studying, exercising, or simply unwinding.

The luxurious primary suite is designed for relaxation, featuring a spa-inspired bath with dual vanities, a large glass-enclosed shower, and a deep soaking tub. Outdoor living is equally impressive with a fully screened patio complete with a natural stone fireplace and built-in grill, an inviting setting to enjoy cool mountain evenings and serene pastoral views.

Thoughtful upgrades throughout include a Generac 24K generator, an 8-zone in-ground irrigation system, a fully fenced backyard, and an encapsulated walk-in crawlspace with a 20' x 20' concrete floor, a workbench, and abundant storage space. Residents of Mills River Crossing enjoy a peaceful, private lifestyle with gated access and community amenities including a park, walking path, recreation area, playground, and picnic pavilion with outdoor fireplace. This is mountain-area living at its finest! Private, elegant, and designed for effortless enjoyment. Schedule your showing today!

Property details

Beds
3
Baths
2.5
SqFt
3,074
Lot
Year built
2021
Type
Single Family
Days on market
7
Garage
3
Style
Arts and Crafts
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$1,100 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,474/ month

Principal & interest
$7,054
Property tax (~1.05%)
$996
Homeowners insurance
$332
HOA dues
$91

Down payment

$56,950 down · $1,082,050 financed

Income to qualify (28% rule)

~$363,200 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.