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John KurtzCharlotte · NC

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Sherrills Ford · Sherrills Ford, NC

3645 Lake Bluff Drive

Sherrills Ford, NC · 2,799 sqft

$1,199,900

  • 4Beds
  • 5Baths
  • 2,799SqFt
  • 2002Year
  • 183Days on market

About this home

Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement. Loft with water views, a bonus room, and a separate office, all equipped with closets. The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy. Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas. The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.

Property details

Beds
4
Baths
5
SqFt
2,799
Lot
Year built
2002
Type
Single Family
Days on market
183
Garage
4
Style
A-Frame
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Basement, Slab
Flooring
Tile, Wood
View
Water
HOA dues
$350 / yr

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,860/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,049
Homeowners insurance
$349
HOA dues
$29

Down payment

$59,995 down · $1,139,905 financed

Income to qualify (28% rule)

~$379,730 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.