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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

365 Deberry Road

Mount Gilead, NC · 1,726 sqft

$274,000

Reduced from $285,000

  • 2Beds
  • 2Baths
  • 1,726SqFt
  • 1996Year
  • 258x192x262x190Lot
  • 15Days on market

About this home

Modern updates meet prime location! This stunning home, 2BR/2BA with bonus room which includes a closet sits in close proximity to Lake Tillery and Uwharrie National Forest—perfect for boaters, hikers, and nature enthusiast. This beautifully updated kitchen features quartz countertops, an oversized island, tile backsplash, and new cabinets equipped with soft-close drawers and under-cabinet lighting. Throughout the home, you will find modern finishes including waterproof laminate flooring, recessed lighting, ceiling fans, and smooth ceilings, with the popcorn ceiling removed everywhere (except the laundry/mudroom.) The primary bathroom serves as a private retreat with its jetted tub, tile walk-in shower, and illuminated mirror, while the guest bath is elegantly finished with tile and glass doors. Additional features include a whole-house generator for uninterrupted power, convenient outbuildings perfect for tools, toys, or workshop.

Property details

Beds
2
Baths
2
SqFt
1,726
Lot
258x192x262x190
Year built
1996
Type
Single Family
Days on market
15
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Laminate, Tile

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,016/ month

Principal & interest
$1,696
Property tax (~1.05%)
$239
Homeowners insurance
$79
HOA dues

Down payment

$13,700 down · $260,300 financed

Income to qualify (28% rule)

~$86,427 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.