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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

365 Hillbilly Lane

Mill Spring, NC · 1,020 sqft

$295,000

Reduced from $333,000

  • 2Beds
  • 1.5Baths
  • 1,020SqFt
  • 1967Year
  • 50Days on market

About this home

Private retreat on 3.81 unrestricted acres with a quiet setting and plenty of usable space. The layout of the land naturally lends itself to multiple potential homesites, offering flexibility for future plans, whether that’s expansion, rental opportunities, or simply spreading out. The property is already equipped with multiple wells, septic systems & electric hookups—making it easier to accommodate additional structures or multi-home use without starting from scratch. Being sold fully furnished for a straightforward transition, and a shipping container is included for added storage or utility. A practical setup for anyone looking for privacy, infrastructure already in place, and options for how the property can be used over time. All tools and lawn equipment comes with sale. That includes Polaris ranger 500 4x4 utility vehicle, chainsaw, two trimmers and much more. This house comes with everything you need!

Property details

Beds
2
Baths
1.5
SqFt
1,020
Lot
Year built
1967
Type
Single Family
Days on market
50
Garage
1
Heating
Electric, Forced Air, Heat Pump, Wood Stove
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,171/ month

Principal & interest
$1,827
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$93,051 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.