Spruce Pine · Spruce Pine, NC
365 Ollis Road
Spruce Pine, NC · 1,629 sqft
$124,900
Reduced from $164,900
- 3Beds
- 1.5Baths
- 1,629SqFt
- 1975Year
- 178Days on market
About this home
Enjoy easy access and one-level living from this 3BR/1.5BA, 1600sq.ft. Brink Ranch home on .79 acres near downtown Spruce Pine. Main level of home offers a large family room with hearth/flue for a freestanding fireplace, kitchen, a second living area with fireplace, primary bedroom with 1/2 bath, 2 guest bedrooms and full bath. The unfinished basement offers adequate room for storage or workshop space. Home has city water but not subject to city taxes. The mostly open spacious lot offers room for gardens, storage shed placement, etc. Roof was replaced in 2025.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,629
- Lot
- —
- Year built
- 1975
- Type
- Single Family
- Days on market
- 178
- Heating
- Forced Air, Oil
- Cooling
- None
- Foundation
- Basement
- Flooring
- Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$919/ month
- Principal & interest
- $773
- Property tax (~1.05%)
- $109
- Homeowners insurance
- $36
- HOA dues
- —
Down payment
$6,245 down · $118,655 financed
Income to qualify (28% rule)
~$39,396 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.