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John KurtzCharlotte · NC

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Boone · Boone, NC

373 The Settlement Road

Boone, NC · 3,150 sqft

$799,000

  • 3Beds
  • 3Baths
  • 3,150SqFt
  • 2001Year
  • 2Days on market

About this home

If you've been looking for a quality mountain home under a million, this is your unicorn. Set on 1.64 acres between Boone and Blowing Rock, this Craftsman-style home is full of character. From the exposed beams and tongue-and-groove ceilings to the stained glass accents, built-in bookcases, and impressive stonework, there’s something interesting around every corner. Large south-facing windows bring in great natural light and make the wooded setting feel like part of the home. The main living spaces are open and welcoming, with a stone fireplace at the center and plenty of room to gather. The dining room is surrounded by windows and feels like you're sitting right in the trees. The kitchen offers ample storage, and the oversized mudroom is one of those spaces you'll appreciate more and more over time. The floor plan gives everyone a little breathing room, with a bedroom and full bath on the main level, a private primary suite upstairs, and additional bedrooms, bonus spaces, and storage downstairs. Outside, you'll find a mix of covered and open deck space, custom built-in seating, covered parking, easy access, and room for all your mountain gear. Recent updates include refinished hardwood floors (2026), a new HVAC system (2025), exterior paint (2023), and roof installed in 2022. Conveniently located between Boone and Blowing Rock, it offers a level of character and craftsmanship that's becoming harder to find. Short term rentals are not permitted.

Property details

Beds
3
Baths
3
SqFt
3,150
Lot
Year built
2001
Type
Single Family
Days on market
2
Heating
Electric, Heat Pump, Zoned
Cooling
Central Air, Electric, Zoned
Foundation
Basement, Slab
Flooring
Tile, Wood
HOA dues
$453 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,918/ month

Principal & interest
$4,948
Property tax (~1.05%)
$699
Homeowners insurance
$233
HOA dues
$37

Down payment

$39,950 down · $759,050 financed

Income to qualify (28% rule)

~$253,644 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.