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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

376 Hoot Owl Road

Spruce Pine, NC · 1,428 sqft

$319,900

Reduced from $329,000

  • 2Beds
  • 2Baths
  • 1,428SqFt
  • 1954Year
  • 29Days on market

About this home

MOTIVATED SELLER Charming 2-bedroom, 2-bath home perfectly situated to overlook a peaceful pond, offering a serene setting right outside your door. The property is beautifully enhanced with vibrant flowers and well-maintained landscaping, creating a welcoming and picturesque atmosphere. Inside, you’ll find a comfortable and functional layout ideal for everyday living or a relaxing retreat. New large master bath & updated electrical, Kitchen is set up for a gas or electric stove. Large bonus room with wall mounted gas heater, lots of windows to bring outdoors inside. Large stone gas fireplace to keep you warm and cozy on those cold nights, whole home water filtration system, LVP flooring through out main level living area. Home also features a 1-car garage, along with an additional ATV garage or workshop—perfect for hobbies, storage, or outdoor enthusiasts. Enjoy the convenience of a newly paved driveway and an excellent location just minutes from town and local schools, making this home both practical and inviting.

Property details

Beds
2
Baths
2
SqFt
1,428
Lot
Year built
1954
Type
Single Family
Days on market
29
Garage
1
Style
A-Frame
Heating
Electric, Oil
Cooling
Central Air, Window Unit(s)
Foundation
Basement
Flooring
Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,354/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,995 down · $303,905 financed

Income to qualify (28% rule)

~$100,904 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.