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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

3814 Providence Plantation Lane

Charlotte, NC · 2,875 sqft

$769,500

Reduced from $785,000

  • 5Beds
  • 2.5Baths
  • 2,875SqFt
  • 1997Year
  • 48Days on market

About this home

Welcome to this beautifully updated 5-bedroom, 2.5-bath home in sought-after Providence Plantation! This spacious two-story residence offers modern upgrades and timeless charm throughout. Step into a stunning two-story foyer that sets the tone for the thoughtfully designed main level, featuring freshly painted interiors, detailed trim work, and hardwood floors. The formal dining room and living room provide elegant spaces for entertaining, with the living room centered around a cozy gas-log fireplace that opens seamlessly into a sunroom—perfect for year-round enjoyment.

Perfect for everyday cooking and hosting guests, the kitchen features stainless steel appliances and newer countertops. The butler's pantry offers additional storage and prep space. Upstairs, you’ll find five generously sized bedrooms, including a luxurious primary suite with vaulted ceilings, an oversized walk-in closet, and a fully renovated spa-like bathroom (2024) featuring double vanity, a Victoria and Albert soaking tub, custom walk-in shower with built-ins, and separate closets for added convenience.

The beautifully designed backyard, complete with an irrigation system, features a spacious deck, an extended patio, garden area, and cozy fire pit.

This home is move-in ready and located in one of the area's most established neighborhoods with tree-lined streets, top-rated schools, and easy access to shopping, dining, and just one mile from new I-485 Weddington Exit 54.

Property details

Beds
5
Baths
2.5
SqFt
2,875
Lot
Year built
1997
Type
Single Family
Days on market
48
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,663/ month

Principal & interest
$4,765
Property tax (~1.05%)
$673
Homeowners insurance
$224
HOA dues

Down payment

$38,475 down · $731,025 financed

Income to qualify (28% rule)

~$242,721 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.