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John KurtzCharlotte · NC

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Terrell · Terrell, NC

3830 Mill Run

Terrell, NC · 3,997 sqft

$1,250,000

Reduced from $1,450,000

  • 4Beds
  • 3.5Baths
  • 3,997SqFt
  • 2025Year
  • 84Days on market

About this home

Custom, New Construction, Waterfront home situated on nearly an acre in an established neighborhood, on coveted Lake Norman! Nestled on a lush, private lot with rip rap shoreline, this property offers a peaceful cove setting with convenient access to the main channel. Thoughtfully designed with custom finishes throughout, the home blends elegance and comfort while showcasing beautiful lake views from the grand entry with soaring ceilings. The gourmet kitchen features quartz countertops, an oversized island, stainless steel appliances, pot filler, tile backsplash, custom lighting, a walk-in pantry with built-in shelving, and a bright breakfast area. A formal dining room and impressive great room highlight dramatic two-story ceilings, creating an inviting space for entertaining. The main-level owner’s retreat includes a luxurious private bath, expansive walk-in closet with custom shelving, and access to a spacious covered deck—perfect for enjoying peaceful lake sunsets. The upper level offers three additional bedrooms, including a generously sized fourth bedroom that can also function as a bonus room or additional living space. An expansive covered deck provides the ideal setting to relax and take in the natural beauty and tranquility of this exceptional lakefront property.

Property details

Beds
4
Baths
3.5
SqFt
3,997
Lot
Year built
2025
Type
Single Family
Days on market
84
Garage
2
Style
Transitional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
Water, Year Round
HOA dues
$250 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,220/ month

Principal & interest
$7,741
Property tax (~1.05%)
$1,093
Homeowners insurance
$364
HOA dues
$20

Down payment

$62,500 down · $1,187,500 financed

Income to qualify (28% rule)

~$395,175 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.