Terrell · Terrell, NC
3830 Mill Run
Terrell, NC · 3,997 sqft
$1,250,000
Reduced from $1,450,000
- 4Beds
- 3.5Baths
- 3,997SqFt
- 2025Year
- 84Days on market
About this home
Custom, New Construction, Waterfront home situated on nearly an acre in an established neighborhood, on coveted Lake Norman! Nestled on a lush, private lot with rip rap shoreline, this property offers a peaceful cove setting with convenient access to the main channel. Thoughtfully designed with custom finishes throughout, the home blends elegance and comfort while showcasing beautiful lake views from the grand entry with soaring ceilings. The gourmet kitchen features quartz countertops, an oversized island, stainless steel appliances, pot filler, tile backsplash, custom lighting, a walk-in pantry with built-in shelving, and a bright breakfast area. A formal dining room and impressive great room highlight dramatic two-story ceilings, creating an inviting space for entertaining. The main-level owner’s retreat includes a luxurious private bath, expansive walk-in closet with custom shelving, and access to a spacious covered deck—perfect for enjoying peaceful lake sunsets. The upper level offers three additional bedrooms, including a generously sized fourth bedroom that can also function as a bonus room or additional living space. An expansive covered deck provides the ideal setting to relax and take in the natural beauty and tranquility of this exceptional lakefront property.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,997
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 84
- Garage
- 2
- Style
- Transitional
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
- View
- Water, Year Round
- HOA dues
- $250 / yr
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$9,220/ month
- Principal & interest
- $7,741
- Property tax (~1.05%)
- $1,093
- Homeowners insurance
- $364
- HOA dues
- $20
Down payment
$62,500 down · $1,187,500 financed
Income to qualify (28% rule)
~$395,175 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.