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John KurtzCharlotte · NC

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Terrell · Terrell, NC

3889 Granite Street

Terrell, NC · 2,950 sqft

$600,000

  • 3Beds
  • 2.5Baths
  • 2,950SqFt
  • 2003Year
  • 38Days on market

About this home

Welcome to this one-owner home on Granite Street in the small community of Somerset Lake Norman!! This custom home is situated on a private, wooded lot with seasonal views of Lake Norman in Terrell, NC. A well-manicured lawn and exterior envelope you as you drive up to the quiet, peaceful setting. This transitional home features a 2-story Great Room w/gas logs fireplace and gleaming hardwood floors with an open living area, formal Dining Room & a cozy Breakfast room with bar. New windows in 2026 feature Plantation Shutters and custom roller shades that overlook the spacious Deck with pergola and private backyard setting. The Kitchen features hickory wood cabinets, electric cooktop w/microwave hood, wall oven, a new stainless steel dishwasher, disposal and a large pantry. The spacious Primary Bedroom is on the main level and has a cozy gas logs fireplace and large en suite bathroom with huge walk-in closet and laundry chute! The Primary Bathroom has dual vanities, a garden tub and separate shower. Powder Room on main level for guests is tucked away in the back hall. You will love the Large Utility room with Laundry hook-ups, built in cabinets and utility sink which is right off the Garage and side utility door. The upstairs has 2 good-sized secondary Bedrooms, large closets and a shared bathroom with double vanity areas. There is a nice Bonus Room over the garage with additional flex space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service; encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!

Property details

Beds
3
Baths
2.5
SqFt
2,950
Lot
Year built
2003
Type
Single Family
Days on market
38
Garage
2
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Water, Winter
HOA dues
$250 / yr

Features

  • Attic Other
  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,436/ month

Principal & interest
$3,715
Property tax (~1.05%)
$525
Homeowners insurance
$175
HOA dues
$20

Down payment

$30,000 down · $570,000 financed

Income to qualify (28% rule)

~$190,148 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.