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John KurtzCharlotte · NC

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Woodleaf · Woodleaf, NC

3895 Needmore Road

Woodleaf, NC · 2,497 sqft

$109,000

  • 5Beds
  • 3Baths
  • 2,497SqFt
  • 1974Year
  • 6Days on market

About this home

CONSIDERING ALL OFFERS - Unique rural home with tons of flexibility and a large attached garage/shop, making it a great setup for someone needing workspace, storage, or a rural live/work style property. Interior photos available upon request. Current layout is being marketed as 5 bedrooms / 3 bathrooms based on the existing layout and MLS guidelines, but the home offers a lot of additional usable space and potential for multi-generational living & was being used as a 7bed 3bath. The upstairs area includes 3 bedrooms, a kitchenette, and a full bathroom. The main level includes a flexible studio-style bedroom area with its own bathroom and separate entrance/exit doors, along with additional rooms that may work well as offices, hobby rooms, storage, or future bedroom reconfiguration (septic permitting).

Property has its own septic and a shared well with an adjoining parcel. In the front yard, there was previously a singlewide mobile home with water, septic, and electric hookups that are reportedly still in place. Rowan County indicated the singlewide may be replaceable within the required timeframe if desired (30 days from sale), but buyer must verify directly with the county. This spot may also have great potential as an RV/Camper hookup/pad since utility connections are already available.

Property is being sold strictly AS-IS and needs MAJOR updates. No HVAC currently in place — system/components have been removed and will need to be replaced by buyer. Due to condition, this is an investor, cash, or hard money opportunity only and will not qualify for conventional financing in its current condition. The structure appears to have good bones with main floor being slab foundation and sturdy framing, but the interior needs significant cosmetic work throughout. Additional interior photos are available upon request.

Adjoining parcels are also available for sale: MLS# 4378679 vacant land / MLS# 4378683 mobile home. Buyer/buyer's agent to verify all information important to them.

Property details

Beds
5
Baths
3
SqFt
2,497
Lot
Year built
1974
Type
Single Family
Days on market
6
Garage
2
Heating
Other - See Remarks
Cooling
Other - See Remarks
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$802/ month

Principal & interest
$675
Property tax (~1.05%)
$95
Homeowners insurance
$31
HOA dues

Down payment

$5,450 down · $103,550 financed

Income to qualify (28% rule)

~$34,381 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.