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John KurtzCharlotte · NC

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Concord · Concord, NC

3900 Backwater Street

Concord, NC · 2,176 sqft

$450,000

  • 4Beds
  • 3Baths
  • 2,176SqFt
  • 2023Year

About this home

Welcome home to this beautifully designed 4-bedroom, 3-bath residence in the desirable Childers Park Community! Step inside to find durable and stylish LVP flooring flowing throughout the main level living areas, kitchen, and bathroom. The open-concept layout creates an inviting space perfect for everyday living and entertaining. A convenient main-floor bedroom and full bathroom featuring a walk-in shower provide ideal flexibility for guests or multi-generational living. Upstairs, you’ll love the spacious loft area — perfect for a second living space, media room, or home office. The primary ensuite offers a relaxing retreat with a walk-in shower, double vanity, and generous walk-in closet. Two additional bedrooms and a full bathroom complete the second level, along with a conveniently located laundry room. Enjoy outdoor living in the fenced backyard featuring a patio with pergola — the perfect spot for grilling, relaxing, or gathering with friends and family. Childers Park Community offers an outdoor pool and is minutes away from restaurants, and shopping!

Property details

Beds
4
Baths
3
SqFt
2,176
Lot
Year built
2023
Type
Single Family
Garage
2
Style
Traditional
Heating
Central, ENERGY STAR Qualified Equipment, Fresh Air Ventilation, Natural Gas
Cooling
Central Air, ENERGY STAR Qualified Equipment
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$52 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,315/ month

Principal & interest
$2,786
Property tax (~0.92%)
$345
Homeowners insurance
$131
HOA dues
$52

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$142,081 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.