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John KurtzCharlotte · NC

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Hickory · Hickory, NC

3911 13th Street NE

Hickory, NC · 2,475 sqft

$565,000

Reduced from $624,900

  • 3Beds
  • 2.5Baths
  • 2,475SqFt
  • 2017Year
  • 85Days on market

About this home

Stunning Craftsman-Style 3BR/2.5BA Ranch with Bonus Room in The Falls at Cloninger Mill. This split-bedroom floor plan offers over 2,000 heated square feet on the main level plus a spacious bonus room over the garage, ideal for an office, media room, or guest space. The main level features hardwood floors throughout, exposed beams, and beautifully tiled bathrooms and showers. The kitchen includes hand-crafted cabinetry, granite countertops, tile backsplash, stainless steel appliances, and a walk-in pantry. The primary suite features a trey ceiling and dual walk-in closets. Separate laundry and powder rooms add convenience and functionality. Designed for entertaining, the backyard features an in-ground saltwater pool, covered gazebo with dedicated grill area, and outdoor gas fireplace for year-round enjoyment. Seller is offering a $10,000 credit toward an interest rate buy-down with acceptable offer, plus an additional $10,000 credit for buyer-selected pool deck improvements or customization. Additional features include a spacious attached garage, low-maintenance exterior finishes, sidewalks throughout the neighborhood, and convenient access to Lake Hickory, shopping, and dining. Located in an established community, this home combines quality craftsmanship, functional design, and exceptional outdoor living.

Property details

Beds
3
Baths
2.5
SqFt
2,475
Lot
Year built
2017
Type
Single Family
Days on market
85
Garage
2
Heating
Heat Pump, Zoned
Cooling
Heat Pump, Zoned
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$440 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,195/ month

Principal & interest
$3,499
Property tax (~1.05%)
$494
Homeowners insurance
$164
HOA dues
$36

Down payment

$28,250 down · $536,750 financed

Income to qualify (28% rule)

~$179,787 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.