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John KurtzCharlotte · NC

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Concord · Concord, NC

3930 Backwater Street

Concord, NC · 1,773 sqft

$425,000

Reduced from $430,000

  • 3Beds
  • 2.5Baths
  • 1,773SqFt
  • 2023Year
  • 126.91 x 16.24 x 145.81 x 27.0Lot
  • 10Days on market

About this home

Welcome home to this beautifully maintained, completely move-in ready 3-bedroom, 2.5-bath gem that perfectly blends comfort, style, and functionality! From the moment you step inside, you’ll appreciate the thoughtful upgrades and inviting atmosphere throughout.

This spacious home features an open and versatile floor plan with a bright loft area perfect for a home office, media room, play space, or additional living area. The upgraded fixtures add a modern touch and elevate the overall feel of the home.

The kitchen and living spaces are designed for both everyday living and entertaining, while the generously sized bedrooms provide comfort and privacy for everyone. The primary suite offers a relaxing retreat complete with a private bath and ample closet space.

Enjoy the convenience of a finished 2-car garage, providing extra storage and a polished look currently used as workout and additional living space. Step outside to a fully fenced backyard—ideal for entertaining, pets, gardening, or simply relaxing in your own private outdoor space.

This home is and has always been smoke and pet free, has recently been pressure washed with recent and regular pest prevention measures taken (January 2026 final sevice date)

Refrigerator, washer and dryer shown will convey.

With its move-in ready condition, stylish upgrades, and desirable features, this home is the perfect combination of convenience and charm. Don’t miss your opportunity to make it yours!

Property details

Beds
3
Baths
2.5
SqFt
1,773
Lot
126.91 x 16.24 x 145.81 x 27.0
Year built
2023
Type
Single Family
Days on market
10
Garage
2
Heating
Electric
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$171 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,138/ month

Principal & interest
$2,632
Property tax (~0.92%)
$325
Homeowners insurance
$123
HOA dues
$57

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$134,526 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.