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John KurtzCharlotte · NC

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Franklin · Franklin, NC

396 Winding Way Drive #51

Franklin, NC · 1,950 sqft

$350,000

Reduced from $400,000

  • 2Beds
  • 2Baths
  • 1,950SqFt
  • 1986Year
  • 43Days on market

About this home

First time ever on the market! This super-clean home in the sought-after Mill Creek golf community offers comfortable, low-maintenance living in the heart of the Smoky Mountains. The main level features an open floor plan with luxury vinyl flooring throughout, a spacious living room with vaulted ceilings and a cozy gas fireplace, and a bright kitchen with Corian counters, newer appliances, and plenty of storage. The master-on-main layout adds convenience, while the lower level provides a second bedroom and a multifunction family room ideal for guests, hobbies, or a private retreat. Enjoy peaceful mountain views from the screened-in upper deck—perfect for morning coffee or evening unwinding. A large garage with abundant storage and a super low-maintenance yard complete this move-in-ready package. This is easy mountain living in a beautiful golf-course community.

Property details

Beds
2
Baths
2
SqFt
1,950
Lot
Year built
1986
Type
Single Family
Days on market
43
Garage
2
Style
Cottage
Heating
Central, Electric, Propane
Cooling
Central Air
Foundation
Basement
View
Golf Course, Long Range, Winter
HOA dues
$400 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,609/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues
$33

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$111,827 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.