Charlotte · Charlotte, NC
3962 Kelton Way
Charlotte, NC · 2,177 sqft
$448,990
- 4Beds
- 3Baths
- 2,177SqFt
- 2026Year
- 95Days on market
About this home
Welcome to the Charles— a spacious, flexible home designed to fit your lifestyle. Choose from beautiful exteriors with covered entries and personalize your interior with options like a gas range, tray ceiling, or no carpet throughout main level. The open concept family room flows into a kitchen with quartz countertops and stainless-steel appliances. Add a covered porch to enjoy sunny days, or a enjoy your loft for cozy nights. A coat closet and family entry on the main level add everyday convenience. Upstairs features three large bedrooms, including an owner’s suite with two walk-in closets and a full bathroom featuring dual vanities and a framed shower door. A linen closet and second-floor laundry add everyday ease. Need flexibility? Utilize the downstairs bed and bath for a guest suite— also perfect for a playroom, homework zone, or creative space. Located in a peaceful, well-planned community just minutes from I-485, I-77, and local schools, this home offers more than just a place to live —it’s a lifestyle. Enjoy shopping nearby and dining at Riverbend Village, Super Target, and Lowe’s, or explore the natural beauty of Mountain Island Lake. Future community amenities include a pocket park and gathering space — ideal for making memories and connecting with neighbors. To be built. Primary residence or investment opportunity.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,177
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 95
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Gas
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $85 / mo
Features
- Attic Stairs Pulldown
- Cable Prewire
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,389/ month
- Principal & interest
- $2,780
- Property tax (~1.05%)
- $392
- Homeowners insurance
- $130
- HOA dues
- $85
Down payment
$22,449 down · $426,540 financed
Income to qualify (28% rule)
~$145,266 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


