Morganton · Morganton, NC
3975 Plantation Drive
Morganton, NC · 4,586 sqft
$849,900
- 3Beds
- 3Baths
- 4,586SqFt
- 2007Year
- 6Days on market
About this home
Experience Southern Luxury living set within the golf course community of Silver Creek Plantation. The main living area is anchored by a striking stone fireplace, creating an inviting gathering space where natural light pours in and every detail feels intentional. The gourmet kitchen features stainless steel appliances, a gas range, granite countertops, and a spacious walk-in pantry—perfect for preparing memorable meals or entertaining with ease. Retreat to the main level primary suite with two generous walk-in closets and spa-inspired bath complete with a Jacuzzi tub, dual vanities, and a spacious walk-in shower. Two spacious additional bedrooms on the main floor with generous closets that include built-in shelving. The fully finished basement includes a billiards/game room, full bath, flex room, office and kitchen providing a flexible living area that offers comfort and versatility for guests, work, or leisure. A beautifully landscaped second driveway enhances the home by providing additional parking and leads to a lovely walking path that offers a convenient private entrance to the lower level. Set on a picturesque 1.45-acre lot framed by the natural beauty of the foothills. This home enjoys all the amenities of Silver Creek Plantation, including a golf course, club house, pool, tennis courts, and nighttime security.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 4,586
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 6
- Garage
- 3
- Style
- Traditional
- Heating
- Heat Pump, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $455 / qtr
Features
- Breakfast Bar
- Built-in Features
- Central Vacuum
- Entrance Foyer
- Garden Tub
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Whirlpool
- In-Ground Irrigation
- Rainwater Catchment
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,406/ month
- Principal & interest
- $5,263
- Property tax (~1.05%)
- $743
- Homeowners insurance
- $247
- HOA dues
- $151
Down payment
$42,495 down · $807,405 financed
Income to qualify (28% rule)
~$274,581 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.