Skip to content
John KurtzCharlotte · NC

View all 42 photos →

Morganton · Morganton, NC

3975 Plantation Drive

Morganton, NC · 4,586 sqft

$849,900

  • 3Beds
  • 3Baths
  • 4,586SqFt
  • 2007Year
  • 6Days on market

About this home

Experience Southern Luxury living set within the golf course community of Silver Creek Plantation. The main living area is anchored by a striking stone fireplace, creating an inviting gathering space where natural light pours in and every detail feels intentional. The gourmet kitchen features stainless steel appliances, a gas range, granite countertops, and a spacious walk-in pantry—perfect for preparing memorable meals or entertaining with ease. Retreat to the main level primary suite with two generous walk-in closets and spa-inspired bath complete with a Jacuzzi tub, dual vanities, and a spacious walk-in shower. Two spacious additional bedrooms on the main floor with generous closets that include built-in shelving. The fully finished basement includes a billiards/game room, full bath, flex room, office and kitchen providing a flexible living area that offers comfort and versatility for guests, work, or leisure. A beautifully landscaped second driveway enhances the home by providing additional parking and leads to a lovely walking path that offers a convenient private entrance to the lower level. Set on a picturesque 1.45-acre lot framed by the natural beauty of the foothills. This home enjoys all the amenities of Silver Creek Plantation, including a golf course, club house, pool, tennis courts, and nighttime security.

Property details

Beds
3
Baths
3
SqFt
4,586
Lot
Year built
2007
Type
Single Family
Days on market
6
Garage
3
Style
Traditional
Heating
Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$455 / qtr

Features

  • Breakfast Bar
  • Built-in Features
  • Central Vacuum
  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Whirlpool
  • In-Ground Irrigation
  • Rainwater Catchment

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,406/ month

Principal & interest
$5,263
Property tax (~1.05%)
$743
Homeowners insurance
$247
HOA dues
$151

Down payment

$42,495 down · $807,405 financed

Income to qualify (28% rule)

~$274,581 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.