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John KurtzCharlotte · NC

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Asheville · Asheville, NC

4 Cottage Court

Asheville, NC · 1,620 sqft

$599,900

Reduced from $635,000

  • 3Beds
  • 2.5Baths
  • 1,620SqFt
  • 2006Year
  • Survey AttachedLot
  • 47Days on market

About this home

This modern Arts & Crafts home combines the convenience of an in-town Asheville location with a setting that feels unexpectedly private and secluded. Positioned at the end of the road and adjacent to Isaac Dickson Elementary School, the property is surrounded by lush wooded areas and established greenery that create a peaceful natural backdrop. Sidewalks extend all the way to Montford Avenue, and the property sits less than a mile from Asheville’s city center, placing restaurants, shopping, greenways, and everyday essentials within easy reach.

The home offers 3 bedrooms and 2.5 baths in a flexible split-bedroom layout, including a private lower-level suite ideal for guests, a home office, multi-generational living, or potential rental use. The open-concept main level features hardwood floors, high ceilings, and a wood-burning fireplace that anchors the living space. The kitchen blends warmth and functionality with ‘leathered’ solid surface countertops, a sizable pantry, breakfast bar seating, and new appliances. Recent improvements include fresh interior paint and a new roof completed in 2025.

An adjacent parcel is included with the sale, offering additional flexibility and future potential for an ADU, detached garage, or expanded outdoor living space, subject to buyer verification. Opportunities offering this combination of privacy, flexibility, and close proximity to downtown Asheville are increasingly rare. Seller would entertain short-term owner financing with 20% down.

Property details

Beds
3
Baths
2.5
SqFt
1,620
Lot
Survey Attached
Year built
2006
Type
Single Family
Days on market
47
Style
Arts and Crafts
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Slab
Flooring
Carpet, Laminate, Wood

Features

  • Breakfast Bar
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,415/ month

Principal & interest
$3,715
Property tax (~1.05%)
$524
Homeowners insurance
$174
HOA dues

Down payment

$29,995 down · $569,905 financed

Income to qualify (28% rule)

~$189,224 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.