Asheville · Asheville, NC
4 Cottage Court
Asheville, NC · 1,620 sqft
$599,900
Reduced from $635,000
- 3Beds
- 2.5Baths
- 1,620SqFt
- 2006Year
- Survey AttachedLot
- 47Days on market
About this home
This modern Arts & Crafts home combines the convenience of an in-town Asheville location with a setting that feels unexpectedly private and secluded. Positioned at the end of the road and adjacent to Isaac Dickson Elementary School, the property is surrounded by lush wooded areas and established greenery that create a peaceful natural backdrop. Sidewalks extend all the way to Montford Avenue, and the property sits less than a mile from Asheville’s city center, placing restaurants, shopping, greenways, and everyday essentials within easy reach.
The home offers 3 bedrooms and 2.5 baths in a flexible split-bedroom layout, including a private lower-level suite ideal for guests, a home office, multi-generational living, or potential rental use. The open-concept main level features hardwood floors, high ceilings, and a wood-burning fireplace that anchors the living space. The kitchen blends warmth and functionality with ‘leathered’ solid surface countertops, a sizable pantry, breakfast bar seating, and new appliances. Recent improvements include fresh interior paint and a new roof completed in 2025.
An adjacent parcel is included with the sale, offering additional flexibility and future potential for an ADU, detached garage, or expanded outdoor living space, subject to buyer verification. Opportunities offering this combination of privacy, flexibility, and close proximity to downtown Asheville are increasingly rare. Seller would entertain short-term owner financing with 20% down.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,620
- Lot
- Survey Attached
- Year built
- 2006
- Type
- Single Family
- Days on market
- 47
- Style
- Arts and Crafts
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Wood
Features
- Breakfast Bar
- Garden Tub
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,415/ month
- Principal & interest
- $3,715
- Property tax (~1.05%)
- $524
- Homeowners insurance
- $174
- HOA dues
- —
Down payment
$29,995 down · $569,905 financed
Income to qualify (28% rule)
~$189,224 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.