Black Mountain · Black Mountain, NC
4 Fitzgerald Road
Black Mountain, NC · 1,555 sqft
$729,000
Reduced from $759,000
- 3Beds
- 2.5Baths
- 1,555SqFt
- 2007Year
- 27Days on market
About this home
Tucked along a picturesque street in The Village of Cheshire, this bright and beautifully maintained 3-bedroom, 2.5-bath Craftsman townhome is a rare opportunity—ideal as a full-time residence, a peaceful retreat, or an income-producing investment rental property. Offering exceptional value in one of Black Mountain’s most welcoming and scenic neighborhoods, the home's inviting main level features an open, light-filled layout with hardwood flooring throughout, complemented by a large covered front porch and a spacious private courtyard with a new tile floor—perfect for relaxing or entertaining. Upstairs, the primary suite captures lovely mountain views, while two additional guest bedrooms and a second full bath provide ample space for friends or family. The home was freshly painted inside and out in 2025, with new carpeting in the bedrooms and on the staircase. A thoughtfully redesigned laundry room adds convenience and functionality, and the home includes a two-car attached garage. The peaceful Cheshire community offers walking trails, a central park with flowing stream, and popular restaurants and market— you can walk to lunch, dinner, or for a morning coffee. Also a short walk away from the Y, a modern fitness facility with indoor pool, and a racquet club with indoor and outdoor pickleball courts. Conveniently located less than a mile from I-40 and downtown Black Mountain, this attractive townhome combines charm, comfort, and accessibility.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,555
- Lot
- —
- Year built
- 2007
- Type
- Townhome
- Days on market
- 27
- Garage
- 2
- Style
- Arts and Crafts
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- View
- Long Range, Mountain(s), Year Round
- HOA dues
- $1,200 / yr
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,465/ month
- Principal & interest
- $4,514
- Property tax (~1.05%)
- $637
- Homeowners insurance
- $212
- HOA dues
- $100
Down payment
$36,450 down · $692,550 financed
Income to qualify (28% rule)
~$234,232 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.