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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

4 Fitzgerald Road

Black Mountain, NC · 1,555 sqft

$729,000

Reduced from $759,000

  • 3Beds
  • 2.5Baths
  • 1,555SqFt
  • 2007Year
  • 27Days on market

About this home

Tucked along a picturesque street in The Village of Cheshire, this bright and beautifully maintained 3-bedroom, 2.5-bath Craftsman townhome is a rare opportunity—ideal as a full-time residence, a peaceful retreat, or an income-producing investment rental property. Offering exceptional value in one of Black Mountain’s most welcoming and scenic neighborhoods, the home's inviting main level features an open, light-filled layout with hardwood flooring throughout, complemented by a large covered front porch and a spacious private courtyard with a new tile floor—perfect for relaxing or entertaining. Upstairs, the primary suite captures lovely mountain views, while two additional guest bedrooms and a second full bath provide ample space for friends or family. The home was freshly painted inside and out in 2025, with new carpeting in the bedrooms and on the staircase. A thoughtfully redesigned laundry room adds convenience and functionality, and the home includes a two-car attached garage. The peaceful Cheshire community offers walking trails, a central park with flowing stream, and popular restaurants and market— you can walk to lunch, dinner, or for a morning coffee. Also a short walk away from the Y, a modern fitness facility with indoor pool, and a racquet club with indoor and outdoor pickleball courts. Conveniently located less than a mile from I-40 and downtown Black Mountain, this attractive townhome combines charm, comfort, and accessibility.

Property details

Beds
3
Baths
2.5
SqFt
1,555
Lot
Year built
2007
Type
Townhome
Days on market
27
Garage
2
Style
Arts and Crafts
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Long Range, Mountain(s), Year Round
HOA dues
$1,200 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,465/ month

Principal & interest
$4,514
Property tax (~1.05%)
$637
Homeowners insurance
$212
HOA dues
$100

Down payment

$36,450 down · $692,550 financed

Income to qualify (28% rule)

~$234,232 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.