Skip to content
John KurtzCharlotte · NC

View all 32 photos →

Swannanoa · Swannanoa, NC

4 Smokey Mountain Drive

Swannanoa, NC · 1,964 sqft

$499,000

Reduced from $525,000

  • 3Beds
  • 3Baths
  • 1,964SqFt
  • 1990Year
  • 24Days on market

About this home

Tucked away on a private 0.68-acre lot, this fully updated home offers the perfect blend of comfort, space, and convenience. With 3 bedrooms, 3 bathrooms, and nearly 2,000 square feet, the layout is both functional and inviting.

The main level features an open kitchen and living area with vaulted ceilings, creating a bright and spacious feel. The kitchen has been completely updated with new cabinetry, and all bathrooms and flooring throughout the home have been refreshed for a clean, modern look.

Downstairs, the finished basement adds flexibility with a second living area or TV room, a dedicated office, and additional storage space. A one-car garage plus extra storage gives you plenty of room for tools, gear, or hobbies.

Step outside to a brand new back deck that spans the entire length of the home, overlooking a private, wooded setting. The yard offers a great mix of usable grassy space and natural surroundings, complete with a play set already in place.

Located in a quiet Swannanoa community with city water and sewer, this home offers easy access to both Asheville and Black Mountain while still feeling tucked away.

Property details

Beds
3
Baths
3
SqFt
1,964
Lot
Year built
1990
Type
Single Family
Days on market
24
Garage
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Vinyl
HOA dues
$194 / 6mo

Features

  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,704/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues
$32

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$158,783 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.