Swannanoa · Swannanoa, NC
4 Smokey Mountain Drive
Swannanoa, NC · 1,964 sqft
$499,000
Reduced from $525,000
- 3Beds
- 3Baths
- 1,964SqFt
- 1990Year
- 24Days on market
About this home
Tucked away on a private 0.68-acre lot, this fully updated home offers the perfect blend of comfort, space, and convenience. With 3 bedrooms, 3 bathrooms, and nearly 2,000 square feet, the layout is both functional and inviting.
The main level features an open kitchen and living area with vaulted ceilings, creating a bright and spacious feel. The kitchen has been completely updated with new cabinetry, and all bathrooms and flooring throughout the home have been refreshed for a clean, modern look.
Downstairs, the finished basement adds flexibility with a second living area or TV room, a dedicated office, and additional storage space. A one-car garage plus extra storage gives you plenty of room for tools, gear, or hobbies.
Step outside to a brand new back deck that spans the entire length of the home, overlooking a private, wooded setting. The yard offers a great mix of usable grassy space and natural surroundings, complete with a play set already in place.
Located in a quiet Swannanoa community with city water and sewer, this home offers easy access to both Asheville and Black Mountain while still feeling tucked away.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 1,964
- Lot
- —
- Year built
- 1990
- Type
- Single Family
- Days on market
- 24
- Garage
- 1
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement
- Flooring
- Tile, Vinyl
- HOA dues
- $194 / 6mo
Features
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,704/ month
- Principal & interest
- $3,090
- Property tax (~1.05%)
- $436
- Homeowners insurance
- $145
- HOA dues
- $32
Down payment
$24,950 down · $474,050 financed
Income to qualify (28% rule)
~$158,783 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.