Saluda · Saluda, NC
40 Church Street
Saluda, NC · 1,754 sqft
$625,000
- 2Beds
- 2Baths
- 1,754SqFt
- 1920Year
- 2Days on market
About this home
In the heart of downtown Saluda, this unique property blends historic character with elevated mountain living. Built in 1920 as the Saluda Mountain Telephone Company, the meticulously restored two-story brick building is a true gem of the Blue Ridge Mountains in the coveted Saluda Historic District. Thoughtfully curated details like exposed brickwork, high ceilings, and upgraded fixtures create a warm industrial-modern aesthetic. The chef’s kitchen features a Thermador range, Vent-A-Hood, and copper farmhouse sink. The primary bath includes a luxurious wet room. And the private patio offers a perfect outdoor retreat. Zoned for both residential and commercial use, the building presents exceptional potential for mixed-use living, boutique retail, office space, or VRBO investment opportunities. Enjoy easy in-town living next to restaurants, cafes, and galleries. Just a block from the future Saluda Grade Trail, and within the highly ranked Polk County school district. STR's allowed!! Welcome home to Saluda!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,754
- Lot
- —
- Year built
- 1920
- Type
- Single Family
- Days on market
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Slab
- Flooring
- Concrete, Wood
- View
- City
Features
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,599/ month
- Principal & interest
- $3,870
- Property tax (~1.05%)
- $546
- Homeowners insurance
- $182
- HOA dues
- —
Down payment
$31,250 down · $593,750 financed
Income to qualify (28% rule)
~$197,142 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.