Flat Rock · Flat Rock, NC
40 Country Bear Lane
Flat Rock, NC · 2,020 sqft
$599,000
Reduced from $718,000
- 4Beds
- 3Baths
- 2,020SqFt
- 1987Year
- 126Days on market
About this home
NEW PRICE - $88,000 BELOW RECENT APPRAISAL! Imagine a home where family can be close—without giving up privacy. Where a parent, adult child, or caregiver can have their own space, their own kitchen, and their own front door… yet still be just steps away when it matters. This rare two-unit property offers the ideal setup for multi-generational living, an in-law suite, or a true family compound, all tucked into a private setting just minutes from Flat Rock shopping, dining, and local attractions. The main home (Unit 1) welcomes you with abundant natural light, a cozy gas fireplace, and a floor plan designed for everyday living and easy hosting. Enjoy 3* bedrooms including a primary suite with walk-in closet, en-suite bathroom, and sunroom, and guest bedroom on the main level, a bedroom* with its own en-suite bathroom on the second floor, and a second sunroom off of the dinette. The updated kitchen features granite countertops and a neutral-toned tiled backsplash—ready for weeknight meals or holiday gatherings alike. The separate Unit 2 offers a spacious 1 bedroom / 1 bathroom duplex-style suite with full kitchen, living/dining area, oversized walk-in closet, and a large utility/storage room—ideal for extended family, guests, or long-term rental options. A 2-car garage plus a 4-car tandem basement garage with oversized doors creates endless possibilities for a workshop, tools, equipment, trailers, outdoor toys, or even a home-based business. Outside, the property spans 1.1 acres with wooded and MOUNTAIN VIEWS and borders the Green River Game Lands, offering hiking trails, rivers, hunting, and frequent wildlife sightings—including deer and wild turkeys right on your property. A large pool with a 9’ diving end adds a fun bonus for summer days and entertaining, and newer HVAC systems (2019 and 2025) provide added comfort and peace of mind. This is more than a home—it’s a lifestyle with room to grow, create, and gather. Schedule your private tour today and experience the flexibility, privacy, and possibilities in person. *Note - the third bedroom can be used as a bonus/flex/office/study room; the pool cover is virtually placed, and this property is also listed as a duplex with MLS#4332648.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,020
- Lot
- —
- Year built
- 1987
- Type
- Single Family
- Days on market
- 126
- Garage
- 6
- Heating
- Central, Propane
- Cooling
- Electric, Other - See Remarks
- Foundation
- Crawl Space, Slab
- Flooring
- Carpet, Tile, Vinyl
Features
- Attic Stairs Pulldown
- Built-in Features
- Hot Tub
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Other - See Remarks
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,408/ month
- Principal & interest
- $3,709
- Property tax (~1.05%)
- $524
- Homeowners insurance
- $174
- HOA dues
- —
Down payment
$29,950 down · $569,050 financed
Income to qualify (28% rule)
~$188,940 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.