Mills River · Mills River, NC
40 Deer Ridge Road
Mills River, NC · 3,687 sqft
$899,000
- 3Beds
- 3.5Baths
- 3,687SqFt
- 1993Year
- 1Days on market
About this home
Tucked away in the heart of Mills River, this private 4.31-acre retreat offers the perfect blend of seclusion, craftsmanship, and comfort. With 3,687 heated square feet, this custom home features 3 bedrooms and 3.5 bathrooms, highlighted by soaring ceilings in the great room, an abundance of natural sunlight, and exquisite custom woodwork throughout the interior. Two impressive wood-burning stone fireplaces create warm and inviting gathering spaces, while beautiful stone sidewalks and retaining walls enhance the natural mountain setting. The spacious basement level expands the home's versatility with a large family room, media room, bonus room, and a full bathroom ideal for entertaining, guests, multigenerational living, or recreation space. A detached 1,100-square-foot garage/workshop provides exceptional space for hobbyists, collectors, or additional storage. NO DRIVE BY'S
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 3,687
- Lot
- —
- Year built
- 1993
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Rustic
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement
- Flooring
- Carpet, Tile, Vinyl, Wood
Features
- Split Bedroom
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,616/ month
- Principal & interest
- $5,567
- Property tax (~1.05%)
- $786
- Homeowners insurance
- $262
- HOA dues
- —
Down payment
$44,950 down · $854,050 financed
Income to qualify (28% rule)
~$283,569 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.