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John KurtzCharlotte · NC

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Mills River · Mills River, NC

40 Deer Ridge Road

Mills River, NC · 3,687 sqft

$899,000

  • 3Beds
  • 3.5Baths
  • 3,687SqFt
  • 1993Year
  • 1Days on market

About this home

Tucked away in the heart of Mills River, this private 4.31-acre retreat offers the perfect blend of seclusion, craftsmanship, and comfort. With 3,687 heated square feet, this custom home features 3 bedrooms and 3.5 bathrooms, highlighted by soaring ceilings in the great room, an abundance of natural sunlight, and exquisite custom woodwork throughout the interior. Two impressive wood-burning stone fireplaces create warm and inviting gathering spaces, while beautiful stone sidewalks and retaining walls enhance the natural mountain setting. The spacious basement level expands the home's versatility with a large family room, media room, bonus room, and a full bathroom ideal for entertaining, guests, multigenerational living, or recreation space. A detached 1,100-square-foot garage/workshop provides exceptional space for hobbyists, collectors, or additional storage. NO DRIVE BY'S

Property details

Beds
3
Baths
3.5
SqFt
3,687
Lot
Year built
1993
Type
Single Family
Days on market
1
Garage
2
Style
Rustic
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood

Features

  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,616/ month

Principal & interest
$5,567
Property tax (~1.05%)
$786
Homeowners insurance
$262
HOA dues

Down payment

$44,950 down · $854,050 financed

Income to qualify (28% rule)

~$283,569 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.