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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

40 Morning Dove Lane

Flat Rock, NC · 1,082 sqft

$250,000

Reduced from $265,000

  • 2Beds
  • 2Baths
  • 1,082SqFt
  • 1984Year
  • 14Days on market

About this home

Completely renovated and move-in ready home offers the perfect blend of modern updates, affordability, and peaceful living. Inside, you’ll find a bright, open-concept layout connecting the living, dining, and kitchen areas—ideal for both everyday living and entertaining. The spacious primary suite features a private, updated bathroom and a walk-in closet. A split floor plan provides added privacy, with a second bedroom located on the opposite end of the home. This bedroom has direct access to a full bathroom, offering the potential for a dual primary setup. An additional smaller room connects in a Jack-and-Jill style, making it perfect for a home office, nursery, or flexible space to suit your needs.

Both bathrooms have been beautifully updated, and the home also features new flooring, cabinetry, countertops, and fresh paint throughout, giving it a clean, modern feel. While the septic permit classifies the home as a 2-bedroom, the flexible layout offers additional usable space. The home measures at 1,196 square feet, with 114 square feet not included in the heated living area due to ceiling height.

Step outside and truly unwind—this property is all about serenity. Enjoy your morning coffee or evening relaxation on the enclosed front porch, where you can listen to the peaceful sounds of the creek flowing through your own 2.36-acre property. A covered back porch adds even more space to enjoy the outdoors.

With a mostly cleared homesite, a wooded backdrop for privacy, and the calming presence of the creek, this property offers an affordable opportunity to own your own slice of tranquility without sacrificing modern comfort. Conveniently located just a short distance to town, you’ll have easy access to dining, grocery stores, and entertainment while still enjoying the quiet and privacy of your own land.

Property details

Beds
2
Baths
2
SqFt
1,082
Lot
Year built
1984
Type
Single Family
Days on market
14
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$78,856 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.