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John KurtzCharlotte · NC

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Whittier · Whittier, NC

400 Honey Locust Trail

Whittier, NC · 1,862 sqft

$465,000

Reduced from $500,000

  • 3Beds
  • 2Baths
  • 1,862SqFt
  • 2010Year
  • 75Days on market

About this home

Mountain living made easy at 400 Honey Locust Trail—this one-level 3-bedroom, 2-bath home offers a comfortable layout, attached 2-car garage, and inviting outdoor living spaces in a peaceful Whittier setting. Inside, the main-level floor plan provides easy everyday living with a fireplace, generous gathering areas, and natural light throughout. The covered porch and exterior deck extend the living space outdoors, creating ideal areas for relaxing, entertaining, or enjoying the wooded surroundings. Located in Honey Locust Estates, this property offers convenient access to Bryson City, Sylva, and Cherokee, with nearby hiking, fishing, and outdoor recreation in Great Smoky Mountains National Park. Whether you’re searching for a primary residence, second home, or potential short-term rental opportunity, this property checks the boxes for location, accessibility, and lifestyle. With strong proximity to tourism drivers and regional demand, this is a rare opportunity to own a well-positioned home in one of Western North Carolina’s most desirable mountain corridors.

Property details

Beds
3
Baths
2
SqFt
1,862
Lot
Year built
2010
Type
Single Family
Days on market
75
Garage
2
Style
Ranch
Heating
Central, Heat Pump, Propane
Cooling
Central Air
Foundation
Crawl Space, Permanent
HOA dues
$250 / yr

Features

  • Attic Stairs Fixed
  • Attic Walk In

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,443/ month

Principal & interest
$2,879
Property tax (~1.05%)
$406
Homeowners insurance
$135
HOA dues
$20

Down payment

$23,250 down · $441,750 financed

Income to qualify (28% rule)

~$147,566 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.