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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

400 N Church Street #213

Charlotte, NC · 2,972 sqft

$1,495,000

  • 3Beds
  • 2.5Baths
  • 2,972SqFt
  • 1997Year
  • 25Days on market

About this home

Rare opportunity to own one of the largest and most unique residences at 400 N Church Street in the heart of Uptown Charlotte. This beautifully reimagined 3-bedroom, 2.5-bath mid-rise condo offers a seamless blend of urban convenience and quiet, courtyard-facing serenity.

A truly special feature of this home is its dual access—enter via the secured parking deck and elevator, or enjoy the charm of a semi-private courtyard entrance that feels worlds away from the city. Step directly into your own front door from this peaceful setting, where the noise of Uptown fades and privacy takes center stage.

Inside, the home has been thoughtfully redesigned with a sophisticated, Restoration Hardware-inspired aesthetic. The open-concept living space is anchored by a stunning gas fireplace and flows effortlessly into a fully updated kitchen featuring a large, marble island ideal for entertaining, beverage bar, and top-of-the-line appliances.

The spacious layout offers exceptional flexibility, including a dedicated work-from-home option. One of the bedrooms has been transformed into an impressive walk-in closet with a custom California Closet system—truly a standout feature—while the other two expansive bedrooms include walk-in custom closets as well.

Positioned facing the interior courtyard, this unit offers a level of quiet rarely found in Uptown living—no road noise, just calm and comfort.

Additional highlights include one deeded parking space, an additional prepaid parking space through the year, and a deeded 5x8 storage unit.

The HOA covers water, sewer, trash, exterior maintenance, and access to a fitness facility, making for easy, low-maintenance living in an unbeatable location.

This is city living redefined—private, polished, and perfectly positioned.

Property details

Beds
3
Baths
2.5
SqFt
2,972
Lot
Year built
1997
Type
Condo
Days on market
25
Garage
2
Style
Contemporary
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Hardwood
View
City
HOA dues
$650 / mo

Features

  • Elevator
  • Open Floorplan
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$11,653/ month

Principal & interest
$9,258
Property tax (~1.05%)
$1,308
Homeowners insurance
$436
HOA dues
$650

Down payment

$74,750 down · $1,420,250 financed

Income to qualify (28% rule)

~$499,420 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.