Charlotte · Charlotte, NC
400 N Church Street #420
Charlotte, NC · 1,370 sqft
$585,900
Reduced from $600,000
- 2Beds
- 2Baths
- 1,370SqFt
- 1997Year
- 188Days on market
About this home
Welcome to your new Uptown charmer in the exclusive Fourth Ward! This large 2 bedroom, 2 bath condo delivers modern elegance, unparalleled convenience, and all the comforts of home, right in the heart of the city. Walk to all your favorite downtown restaurants, live performances, sporting events, and your choice of four spacious parks—all just an elevator ride away.
Light-filled living meets modern comfort in this beautifully updated condo featuring floor-to-ceiling windows overlooking serene, tree-lined views. The open layout is enhanced by newly updated flooring in the living and dining areas, creating a seamless flow to the large private balcony, accessible from dual entrances off both spaces. It is perfect for relaxing or entertaining. The white, modern kitchen shines with stainless steel appliances, clean lines, and ample cabinet space. A split floor plan offers ideal privacy, with bedrooms positioned on opposite sides of the home. An additional dedicated office space provides the perfect spot for remote work, hobbies, or quiet study.
Enjoy the peaceful courtyard for walking your dog or unwinding outdoors. Dual entrances to the building provide added convenience. Unit includes 1 assigned parking space labeled #420.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,370
- Lot
- —
- Year built
- 1997
- Type
- Condo
- Days on market
- 188
- Garage
- 1
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Tile, Wood
- HOA dues
- $650 / mo
Features
- Split Bedroom
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,962/ month
- Principal & interest
- $3,628
- Property tax (~1.05%)
- $512
- Homeowners insurance
- $170
- HOA dues
- $650
Down payment
$29,295 down · $556,605 financed
Income to qualify (28% rule)
~$212,665 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


