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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

400 N Church Street #420

Charlotte, NC · 1,370 sqft

$585,900

Reduced from $600,000

  • 2Beds
  • 2Baths
  • 1,370SqFt
  • 1997Year
  • 188Days on market

About this home

Welcome to your new Uptown charmer in the exclusive Fourth Ward! This large 2 bedroom, 2 bath condo delivers modern elegance, unparalleled convenience, and all the comforts of home, right in the heart of the city. Walk to all your favorite downtown restaurants, live performances, sporting events, and your choice of four spacious parks—all just an elevator ride away.

Light-filled living meets modern comfort in this beautifully updated condo featuring floor-to-ceiling windows overlooking serene, tree-lined views. The open layout is enhanced by newly updated flooring in the living and dining areas, creating a seamless flow to the large private balcony, accessible from dual entrances off both spaces. It is perfect for relaxing or entertaining. The white, modern kitchen shines with stainless steel appliances, clean lines, and ample cabinet space. A split floor plan offers ideal privacy, with bedrooms positioned on opposite sides of the home. An additional dedicated office space provides the perfect spot for remote work, hobbies, or quiet study.

Enjoy the peaceful courtyard for walking your dog or unwinding outdoors. Dual entrances to the building provide added convenience. Unit includes 1 assigned parking space labeled #420.

Property details

Beds
2
Baths
2
SqFt
1,370
Lot
Year built
1997
Type
Condo
Days on market
188
Garage
1
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Tile, Wood
HOA dues
$650 / mo

Features

  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,962/ month

Principal & interest
$3,628
Property tax (~1.05%)
$512
Homeowners insurance
$170
HOA dues
$650

Down payment

$29,295 down · $556,605 financed

Income to qualify (28% rule)

~$212,665 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.