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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

400 N Church Street #521

Charlotte, NC · 1,246 sqft

$499,000

Reduced from $525,000

  • 2Beds
  • 2Baths
  • 1,246SqFt
  • 1997Year
  • 139Days on market

About this home

Welcome to your peaceful oasis with access to all city life has to offer! This condo is a quiet respite from the busy world with spectacular city views. Freshly painted and thoughtfully designed, this move-in-ready unit features custom closets, including a built-in Murphy bed and desk—perfect for maximizing space and functionality. The modern kitchen shines with stainless steel appliances, while warm hardwood floors anchor the living/dining area, creating a welcoming and stylish retreat in the heart of Uptown.

Enjoy morning coffee or unwind in the evening on the spacious balcony overlooking the courtyard as migrating birds fly by or city lights come alive. Floor-to-ceiling windows flood the home with natural light, enhancing the open, airy feel throughout. Additional highlights include 24/7 fitness room, enclosed garage parking, visitor parking passes, and a dedicated storage unit.

Located in the vibrant 4th Ward neighborhood, this condo offers unbeatable access to dining, theaters, museums, sports venues, parks, the greenway, and a nearby grocery store—urban living at its finest.

Property details

Beds
2
Baths
2
SqFt
1,246
Lot
Year built
1997
Type
Condo
Days on market
139
Garage
1
Style
Traditional
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
View
City
HOA dues
$650 / mo

Features

  • Elevator
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,322/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues
$650

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$185,255 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.