Stanley · Stanley, NC
400 Ponderosa Road #14
Stanley, NC · 2,242 sqft
$390,000
- 5Beds
- 2Baths
- 2,242SqFt
- 1965Year
- 2Days on market
About this home
Get ready to fall in love with this beautifully remodeled brick home situated on 0.33 acres with NO HOA! Property Features: • 5 Bedrooms • 2 Full Bathrooms • Beautifully Remodeled Interior • Finished Basement • Brick Exterior • Spacious 0.33-Acre Lot • No HOA Restrictions This home offers incredible flexibility with a finished basement that can serve as a private suite for guests, older children, in-laws, or anyone looking for their own separate living space while still being connected to the home. It's the perfect setup for multi-generational living, a guest retreat, home office, or entertainment space. Enjoy the Best of Both Worlds Nestled in a peaceful rural setting, you'll enjoy privacy, space, and freedom without HOA restrictions while still being conveniently close to everyday essentials.
Nearby Shopping & Convenience Just minutes away from local shopping options including Food Lion, Dollar Tree, Family Dollar, Stanley MarketPlace, Grocery Warehouse, and more. Local Dining & Entertainment Enjoy hometown favorites such as Main Street Social and Sweet Shananigans, along with other local restaurants, coffee shops, and conveniences located near downtown Stanley.
Excellent Location for Commuters • Approximately 7 minutes to NC Highway 27 • Approximately 10–15 minutes to NC-16 • About 30–35 minutes to Uptown Charlotte • Convenient access to Denver, Mount Holly, Lincolnton, and Charlotte Whether you're looking for room to grow, space for extended family, or simply want a beautifully updated home with easy access to everything you need, 400 Ponderosa Rd delivers comfort, convenience, and value. Interested in touring this home? Contact Tanya Clawson with The Minard Group (980) 319-2092 Tanyaclawsonnc@gmail.com
Property details
- Beds
- 5
- Baths
- 2
- SqFt
- 2,242
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 2
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,870/ month
- Principal & interest
- $2,415
- Property tax (~1.05%)
- $341
- Homeowners insurance
- $113
- HOA dues
- —
Down payment
$19,500 down · $370,500 financed
Income to qualify (28% rule)
~$123,016 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.