Spruce Pine · Spruce Pine, NC
400 Summit Avenue
Spruce Pine, NC · 944 sqft
$225,000
Reduced from $250,000
- 2Beds
- 1Baths
- 944SqFt
- 1936Year
- 39Days on market
About this home
Motivated sellers!
Close before the 4th of July weekend and enjoy the "always spectacular fireworks show" from the front yard!
Perfect for a full-time residence, retirement home, investment property, or short-term rental (VRBO). No restrictions. Enjoy peaceful mountain living with small-town convenience. Some images are virtually staged and groomed.
Charming 1930s cottage in the heart of Spruce Pine! This move-in ready, single-level home features 2 bedrooms, 1 bathroom, hardwood floors, central heat, and all appliances included. A new roof installed in 2024 adds peace of mind and long-term value. Enjoy relaxing on the covered front porch while taking in the cool mountain breezes and scenic views.
The property offers a level lot with easy access, shared driveway, plus a detached garage and additional storage building, providing plenty of space for tools, hobbies, or outdoor gear.
Located in the quaint riverside town of Spruce Pine, this home is within walking distance to downtown and Riverside Park, where you can enjoy fly fishing, kayaking, swimming, playgrounds, and picnic areas along the river. Schools, medical facilities, and shopping are just minutes away.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 944
- Lot
- —
- Year built
- 1936
- Type
- Single Family
- Days on market
- 39
- Garage
- 1
- Heating
- Forced Air, Oil
- Cooling
- Ceiling Fan(s)
- Foundation
- Crawl Space
- Flooring
- Carpet, Linoleum, Wood
- View
- Long Range, Mountain(s), Year Round
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,656/ month
- Principal & interest
- $1,393
- Property tax (~1.05%)
- $196
- Homeowners insurance
- $65
- HOA dues
- —
Down payment
$11,250 down · $213,750 financed
Income to qualify (28% rule)
~$70,971 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.