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John KurtzCharlotte · NC

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Shelby · Shelby, NC

401 Holman Drive #4

Shelby, NC · 1,328 sqft

$289,900

  • 2Beds
  • 2Baths
  • 1,328SqFt
  • 1994Year
  • 36Days on market

About this home

This charming single-level 2-bedroom, 2-bath townhome offers the perfect blend of low-maintenance living, modern updates, and elegant details—without stairs or extensive upkeep. Step inside to an inviting layout featuring a vaulted family room accentuated by a beautiful fandelier for both style and comfort. Plantation shutters grace the windows throughout the home adding timeless sophistication while providing excellent light control and privacy. The kitchen is a standout with thoughtful upgrades like over-cabinet lighting that highlights your cabinetry and creates a warm ambiance—perfect for meal prep or entertaining. Adjacent, the dining room boasts classic wainscoting for a touch of refined character. Fresh newer paint and carpet give the entire interior a crisp, move-in-ready feel, complemented by updated faucets and lighting fixtures that add contemporary polish without excess. Outside, enjoy a partially fenced backyard on a peaceful cul-de-sac lot—great for relaxing, gardening or simply unwinding in a quiet spot away from through traffic. Recent major updates ensure peace of mind: a 2022 HVAC system and 2022 water heater mean efficient, reliable performance and peace of mind. The finished 1-car garage provides secure parking. This turn-key gem is ready for its new owners. If you’re picturing cozy evenings under that sparkling chandelier or morning coffee in the serene backyard, this could be your ideal next home. Shopping, Restaurants and Medical close by.

Property details

Beds
2
Baths
2
SqFt
1,328
Lot
Year built
1994
Type
Townhome
Days on market
36
Garage
1
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile
HOA dues
$1,175 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,329/ month

Principal & interest
$1,795
Property tax (~1.05%)
$253
Homeowners insurance
$84
HOA dues
$195

Down payment

$14,495 down · $275,405 financed

Income to qualify (28% rule)

~$99,834 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.