Spruce Pine · Spruce Pine, NC
401 Lynn Gap Road
Spruce Pine, NC · 1,568 sqft
$325,000
- 3Beds
- 2Baths
- 1,568SqFt
- 2001Year
- 5Days on market
About this home
Well-maintained 3 bedroom, 2 bath on-frame modular home on 1 acre in a desirable location in Spruce Pine. This home offers a great layout with comfortable living spaces and thoughtful updates throughout. The living area features a cozy fireplace, perfect for relaxing evenings, while the kitchen includes granite countertops and plenty of workspace. Major systems have already been updated for peace of mind, including an HVAC system only 2 years old and a roof just 5 years old. Step outside to enjoy the large back deck, ideal for entertaining, grilling, or simply taking in the peaceful surroundings. The property offers space to enjoy the outdoors while still being conveniently located close to town.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,568
- Lot
- —
- Year built
- 2001
- Type
- Single Family
- Days on market
- 5
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,391/ month
- Principal & interest
- $2,012
- Property tax (~1.05%)
- $284
- Homeowners insurance
- $94
- HOA dues
- —
Down payment
$16,250 down · $308,750 financed
Income to qualify (28% rule)
~$102,513 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.