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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

401 McDonald Avenue

Charlotte, NC · 5,514 sqft

$4,195,000

  • 5Beds
  • 5.5Baths
  • 5,514SqFt
  • 2026Year
  • 156'x58'x156'x57'Lot
  • 8Days on market

About this home

Set on a premier corner lot in the heart of Dilworth, just moments from South Blvd with a short walk to nearby dining and retail, this 5,514 sq ft brick residence reflects European design with a touch of modern, offering a refined lifestyle comparable to luxury Uptown Charlotte living within one of the city’s most established neighborhoods. The main level is thoughtfully curated, anchored by a private primary suite featuring a spa-inspired bath and dedicated laundry. Light-filled living spaces unfold seamlessly, centered around a beautifully designed kitchen that balances elegance with everyday functionality. A scullery and custom cabinetry provide added convenience, while white oak flooring, tailored millwork, and an elevator contribute to the home’s understated sophistication. The covered rear porch extends the living space outdoors, overlooking a flat fenced backyard and creating a natural connection between interior and exterior. Spacious back yard has potential for future pool installation. Upstairs, four additional bedrooms are complimented by a home movie theater including projector and movie screen, second laundry, and a spacious bonus room with fireplace. A private balcony offers elevated views toward Uptown Charlotte, adding a distinctive finishing touch. An exceptional opportunity to own a newly constructed home of quiet luxury and architectural intention, set within one of Charlotte’s most desirable addresses. Includes a 6 year home warranty!!!

Property details

Beds
5
Baths
5.5
SqFt
5,514
Lot
156'x58'x156'x57'
Year built
2026
Type
Single Family
Days on market
8
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Multi Units
Foundation
Crawl Space
Flooring
Tile, Wood
View
City

Features

  • Elevator
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$30,875/ month

Principal & interest
$25,980
Property tax (~1.05%)
$3,670
Homeowners insurance
$1,223
HOA dues

Down payment

$209,750 down · $3,985,250 financed

Income to qualify (28% rule)

~$1,323,215 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.