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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

401 N Church Street #408

Charlotte, NC · 1,367 sqft

$525,000

Reduced from $578,000

  • 3Beds
  • 2Baths
  • 1,367SqFt
  • 2002Year
  • 56Days on market

About this home

You really can have it all! This Condo in highly sought after Historic 4th Ward offers all of the access and excitement of city living with these rare conveniences - 2 deeded secure parking spaces in the attached deck, private storage room and gas available for a balcony grill. The open split bedroom floorplan offers abundant natural light that shines on the gleaming hardwood floors. It can be used as 3 bedrooms or 2 ensuite masters and a den opening through glass French doors The rooms are all spacious and the custom walk-in closets are a dream. A full laundry room offers abundant extra storage. The many upgrades include renovated kitchen with light cabinets, new quartz countertops and recent stainless steel appliances. These tastefully curated features make it feel like a brand new condo. Recent HVAC and Hot Water Heater replacement offers extra peace of mind. Amenities include an onsite fitness center and a private courtyard sanctuary. Unbeatable walkability provides the lifestyle you have been seeking. The 4th Ward park is one block away as are everything from morning Starbucks to evening wine bars. Walk to everything and enjoy!

Property details

Beds
3
Baths
2
SqFt
1,367
Lot
Year built
2002
Type
Condo
Days on market
56
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
None
Flooring
Carpet, Tile, Wood
HOA dues
$631 / mo

Features

  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Elevator
  • Gas Grill
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,494/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues
$631

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$192,642 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.