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John KurtzCharlotte · NC

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Ellenboro · Ellenboro, NC

401 Webb Church Road

Ellenboro, NC · 1,064 sqft

$90,000

  • 2Beds
  • 2Baths
  • 1,064SqFt
  • 1999Year
  • 1Days on market

About this home

Charming and full of potential, this 2-bedroom, 2-bath home with a possible 3rd bedroom, office, or study offers flexibility and value in one package. Situated on over half an acre within the Ellenboro city limits, this property provides a peaceful setting with trees lining the backyard while still being conveniently located between Forest City and Shelby.

Inside, you’ll find a functional layout with updated laminate and vinyl flooring, along with two renovated full bathrooms. The home has seen important improvements over the years, including central heating and air updated in 2013, plumbing updates beneath the home, and the septic system pumped last year. A handicap-accessible ramp adds to the home’s accessibility, and public water service ensures everyday convenience. The property also sits on a publicly maintained road.

This home is being sold as-is and presents a great opportunity for a fixer-upper, rental investment, or personal residence. With solid features already in place and room to make it your own, this property is a smart buy for those looking to add value and create something special.

Property details

Beds
2
Baths
2
SqFt
1,064
Lot
Year built
1999
Type
Single Family
Days on market
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$662/ month

Principal & interest
$557
Property tax (~1.05%)
$78
Homeowners insurance
$26
HOA dues

Down payment

$4,500 down · $85,500 financed

Income to qualify (28% rule)

~$28,388 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.