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John KurtzCharlotte · NC

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Mint Hill · Mint Hill, NC

4014 Peggy Lane

Mint Hill, NC · 1,505 sqft

$300,000

  • 3Beds
  • 2Baths
  • 1,505SqFt
  • 1965Year
  • see polaris - no survey on handLot
  • 1Days on market

About this home

Brick Ranch on 1.23 Acres in the Heart of Mint Hill – Endless Potential!

Investor, renovator, or buyer with vision—this is the opportunity you've been waiting for. Situated on a beautiful 1.23-acre lot shaded by mature hardwoods and crepe myrtles, this solid brick ranch offers approximately 1,505 square feet of heated living space with 3 bedrooms, 2 bathrooms, a carport, detached workshop, and room to create something truly special.

The functional floor plan features both a spacious living room and a separate family room with fireplace, providing multiple gathering spaces rarely found in homes of this size. The kitchen includes abundant cabinetry, and an adjacent dining space ready for your personal updates and design ideas. A dedicated laundry room offers additional storage and convenience.

The bedroom wing provides three bedrooms and two full baths. One bathroom has already received updates with a newer vanity, fixtures, and walk-in shower, while the second bath presents an opportunity for renovation and added value. Original hardwood floors are believed to be present in portions of the home, offering additional restoration potential.

Outside, the oversized homesite provides privacy, mature landscaping, and plenty of room to expand outdoor living areas. A detached workshop/storage building offers valuable space for hobbies, projects, equipment, or future improvements, while the covered carport adds everyday convenience.

Location is key—less than 2 miles from downtown Mint Hill, you'll enjoy convenient access to shopping, dining, medical facilities, the library, parks, and local entertainment. Commuters will appreciate easy access to I-485, Independence Boulevard, Matthews, and Charlotte while still enjoying the space and privacy that a large lot provides.

Properties with this combination of acreage, location, brick construction, and renovation potential are becoming increasingly difficult to find in Mint Hill. Bring your contractor, your imagination, and your plans—this is your chance to transform a well-located property into something exceptional.

Property details

Beds
3
Baths
2
SqFt
1,505
Lot
see polaris - no survey on hand
Year built
1965
Type
Single Family
Days on market
1
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood, Other - See Remarks

Features

  • Entrance Foyer
  • Other - See Remarks
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,207/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues

Down payment

$15,000 down · $285,000 financed

Income to qualify (28% rule)

~$94,628 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.