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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4019 Back Creek Church Road

Charlotte, NC · 1,918 sqft

$485,000

Reduced from $495,000

  • 4Beds
  • 2Baths
  • 1,918SqFt
  • 1978Year
  • 218x156x282x123Lot
  • 41Days on market

About this home

Completely reimagined and move-in ready, this beautifully updated 4-bedroom, 2-bath ranch offers the perfect blend of modern finishes and everyday functionality—all set on a spacious 0.79-acre lot. Step inside to find a fresh, cohesive interior featuring new luxury vinyl plank flooring, plush new carpet, and a fully renovated kitchen and bathrooms. The kitchen is designed to impress with granite countertops, updated cabinetry, built-in features, and a generous walk-in pantry for added storage and convenience. Both bathrooms have been thoughtfully remodeled with dual vanities, while the primary suite offers a true retreat with a custom multi-head walk-in shower and a spacious walk-in closet. Major systems have all been upgraded for peace of mind, including a new roof, HVAC system, water heaters, as well as updated plumbing and electrical. Enjoy outdoor living on the expansive deck overlooking the large lot—ideal for relaxing, entertaining, or simply enjoying the space around you. The property also includes a workshop/storage shed, city water service, and an additional private well. With extensive updates throughout and plenty of indoor and outdoor space, this home offers comfort, style, and versatility—ready for its next owner to enjoy.

Property details

Beds
4
Baths
2
SqFt
1,918
Lot
218x156x282x123
Year built
1978
Type
Single Family
Days on market
41
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl

Features

  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,569/ month

Principal & interest
$3,003
Property tax (~1.05%)
$424
Homeowners insurance
$141
HOA dues

Down payment

$24,250 down · $460,750 financed

Income to qualify (28% rule)

~$152,982 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.