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John KurtzCharlotte · NC

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Hickory · Hickory, NC

402 2nd Street SW

Hickory, NC · 1,345 sqft

$240,000

Reduced from $265,000

  • 3Beds
  • 2Baths
  • 1,345SqFt
  • 2022Year
  • 231Days on market

About this home

Modern 3BR/2BA Home Steps from Downtown Hickory! Welcome to this charming one-level, 3 bedroom, 2 bath home built in 2022. Step inside to an open floor plan with a soft, neutral color palette and beautiful granite countertops. Thoughtful design and modern finishes make this home feel bright, comfortable, and move-in ready. Located just a short walk to downtown Hickory, you’ll enjoy easy access to new restaurants, shops, breweries, and the greenway. Whether you’re looking for a primary residence or an investment opportunity, this home offers both convenience and versatility. Currently used as an income-producing rental, it’s ready to fit your needs!

Property details

Beds
3
Baths
2
SqFt
1,345
Lot
Year built
2022
Type
Single Family
Days on market
231
Style
Ranch
Heating
Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,766/ month

Principal & interest
$1,486
Property tax (~1.05%)
$210
Homeowners insurance
$70
HOA dues

Down payment

$12,000 down · $228,000 financed

Income to qualify (28% rule)

~$75,702 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.