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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

402 Blue Ridge Road

Black Mountain, NC

$250,000

  • 4Beds
  • 2.5Baths
  • 0SqFt
  • 1964Year
  • 1Days on market

About this home

Prime quarter-acre lot in Black Mountain! Located just four minutes from downtown, two minutes from I-40, and close to the best of what Black Mountain has to offer, this lot is well situated and has a multitude of possibilities. The house currently standing was damaged by Hurricane Helene. The house could be repaired and lifted for the right buyer who would like to preserve this piece of Black Mountain history. If the buyer would like to fix up this house, the current owners have updated architectural plans by an award-winning architect, as well as all of the base flood plain elevations and structural engineer documentation for what the house would need to have a second life.

Additionally, this lot is also zoned TR-4, so it could be a perfect investment opportunity. The current owners are willing to negotiate the removal of the house for this potential type of investor. The lot and the house have great potential and could make a very good investment.

Property details

Beds
4
Baths
2.5
SqFt
0
Lot
Year built
1964
Type
Single Family
Days on market
1
Style
Ranch
Heating
Other - See Remarks
Cooling
Other - See Remarks
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$78,856 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.