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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

402 Edgemont Street

Albemarle, NC · 1,352 sqft

$184,900

Reduced from $197,900

  • 2Beds
  • 1Baths
  • 1,352SqFt
  • 1916Year
  • 57Days on market

About this home

SELLER OFFERING 2/1 BUYDOWN = UNDER 5% INTEREST RATE! | Tucked away at the end of a dead-end street, 402 Edgemont Street offers a rare blend of semi-seclusion and modern versatility. This isn’t just a spacious 2-bedroom home; it’s a multi-functional sanctuary spanning over 1,300 square feet of thoughtfully refined living space. From the moment you step onto the inviting covered front porch, the home’s charm is evident, leading you into a stylish kitchen where sleek granite countertops and some modern finishes await your culinary adventures. The interior flows seamlessly, balancing classic comfort with the contemporary updates today’s buyers crave.

Outside, the property continues to deliver with a spacious back yard, and a 1-car detached garage that includes a dedicated storage area for ultimate organization. Just minutes to downtown Albemarle where you can enjoy shopping, restaurants and take advantage of the social district. Short drive to Badin Lake & Lake Tillery plus Morrow Mountain, Uwharries and Wineries! At 402 Edgemont, you aren't just buying a house; you’re securing a lifestyle defined by minimal traffic, maximum quietude, and the freedom to make every square foot your own.

Property details

Beds
2
Baths
1
SqFt
1,352
Lot
Year built
1916
Type
Single Family
Days on market
57
Garage
1
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,360/ month

Principal & interest
$1,145
Property tax (~1.05%)
$161
Homeowners insurance
$53
HOA dues

Down payment

$9,245 down · $175,655 financed

Income to qualify (28% rule)

~$58,322 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.