Lake Lure · Lake Lure, NC
402 Holmstead Drive
Lake Lure, NC · 3,144 sqft
$3,500,000
- 4Beds
- 3.5Baths
- 3,144SqFt
- 2014Year
- 42Days on market
About this home
Builder’s custom lakefront double lot retreat, showcasing mountain elegance in a private setting. Located on a deep water main channel in the Gated Community of Blue Heron Point on Lake Lure. Privacy abounds on this rare double lot with over 200 feet of shoreline. This property features a private beach, and an exceptional new boathouse with party deck above. Inside, the home is rich with warm wood finishes and thoughtful details, including post-and-timber exposed beams, tongue-and-groove cathedral ceilings, granite countertops, stainless steel appliances, and a striking stone fireplace. The split-bedroom floor plan enhances privacy, while double covered lakeside decks provide stunning views from multiple vantage points. The main level of the home offers an open-concept design connecting the living, dining, and kitchen areas—perfect for gathering and entertaining. The spacious primary suite, complete with a large private bath and walk-in closet, is thoughtfully positioned for privacy, while two guest bedrooms with a Jack-and-Jill bath are located on the opposite side of the home. The lower level expands your living space with a generous family room, full bath, bunk room, and game room, all opening to the lakeside mountain views and deck. Two additional unfinished rooms currently used for game room and storage provide excellent potential for expansion—ideal for a home office or additional bedrooms. Step outside to enjoy true lakefront living. The lower deck leads directly to the hot tub area then down to the boathouse and waterfront, where you can swim, fish, or relax on your private beach. The boathouse is among the finest on Lake Lure, featuring double slips with barn-door access, covered outdoor living space, side docks for paddleboards, and a screened upper-level porch perfect for lounging or entertaining. This very private property offers the perfect blend of luxury, comfort, and natural beauty—an ideal full-time residence or mountain lake retreat on the main channel of Lake Lure.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,144
- Lot
- —
- Year built
- 2014
- Type
- Single Family
- Days on market
- 42
- Style
- Traditional
- Heating
- Electric, Forced Air, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Basement
- Flooring
- Carpet, Laminate, Tile
- View
- Long Range, Mountain(s), Water, Year Round
- HOA dues
- $1,968 / yr
Features
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Hot Tub
- Rooftop Terrace
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$25,923/ month
- Principal & interest
- $21,676
- Property tax (~1.05%)
- $3,062
- Homeowners insurance
- $1,020
- HOA dues
- $164
Down payment
$175,000 down · $3,325,000 financed
Income to qualify (28% rule)
~$1,111,021 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.