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John KurtzCharlotte · NC

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Clyde · Clyde, NC

4035 Bald Creek Road

Clyde, NC · 2,244 sqft

$499,000

Reduced from $525,000

  • 2Beds
  • 2.5Baths
  • 2,244SqFt
  • 2007Year
  • 13Days on market

About this home

Tucked into the woods with a peaceful creek flowing through the property, this mountain retreat offers the perfect blend of privacy, comfort, and flexibility. Set on 1.86 acres, the home features 2 bedrooms, 2.5 baths, and over 2,200 square feet with a fully finished lower level ideal for guests, recreation, multigenerational living, or potential income-producing use. Warm wood finishes, vaulted ceilings, and expansive outdoor living spaces create an inviting mountain feel, while the covered porch, decks, patio, and fire pit area make it easy to enjoy the natural setting year-round. A fenced yard and additional fenced pet area offer space for animals, gardening, or everyday living. Custom chicken coop in place. The circular driveway provides easy access and ample parking. Located just a short drive to Waynesville and Asheville, this property works equally well as a full-time residence, mountain getaway, or investment opportunity with established long term rental potential.

Property details

Beds
2
Baths
2.5
SqFt
2,244
Lot
Year built
2007
Type
Single Family
Days on market
13
Heating
Ductless, Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement, Slab
Flooring
Vinyl, Wood
HOA dues
$200 / yr

Features

  • Cable Prewire
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,689/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues
$16

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$158,112 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.